ACNB Cash Flow Statement
NASDAQ: ACNBFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
ACNB free cash flow
In fiscal 2025, ACNB generated $53.6 million of operating cash flow and spent $1.1 million on capital expenditures. That left free cash flow of $52.6 million, a free-cash-flow margin of 27.4% of revenue. Free cash flow was up 35.4% from the prior year's $38.8 million.
ACNB returned $25.5 million to shareholders: $14.4 million in dividends and $11.2 million in share repurchases, equal to 49% of free cash flow. Free cash flow covered dividend payments 3.7 times.
Summary generated from market data by MetaCap's automated system. Methodology
ACNB cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 37.05M | 31.85M | 31.69M | 35.75M | 27.83M | 18.39M | 23.72M | 21.75M | 9.79M | 10.87M |
| Net Income growth (YoY) | +16.34% | +0.50% | -11.37% | +28.45% | +51.32% | -22.46% | +9.07% | +122.19% | -9.95% | -1.34% |
| Depreciation & Amortization | 6.74M | 3.03M | 3.36M | 3.80M | 2.28M | 2.39M | 2.08M | 2.11M | 1.75M | 1.46M |
| Stock-Based Compensation | 1.41M | 1.26M | 1.00M | — | — | — | — | — | — | — |
| Change in Working Capital | 6.12M | 5.46M | -1.79M | -3.39M | 1.64M | 2.85M | -52.00K | 2.32M | 3.82M | 403.00K |
| Operating Cash Flow | 53.64M | 39.78M | 40.60M | 39.20M | 42.13M | 25.47M | 25.72M | 29.54M | 17.01M | 12.12M |
| Capital Expenditures | -1.08M | -960.00K | -1.17M | -1.81M | -1.58M | -1.05M | -1.42M | -1.74M | -1.76M | -2.34M |
| Investing Cash Flow | 64.65M | 2.43M | 15.44M | -331.72M | 60.52M | -114.85M | 8.02M | -53.62M | -51.95M | -59.44M |
| Dividends Paid | -14.38M | -10.71M | -9.70M | -9.12M | -8.97M | -8.69M | -6.92M | -6.26M | -5.23M | -4.84M |
| Share Repurchases | -11.16M | -249.00K | -2.03M | -6.68M | -1.52M | 0 | — | — | — | — |
| Debt Issued | 0 | 60.00M | 175.00M | 1.50M | 15.00M | 0 | 7.00M | 17.72M | 29.60M | 16.00M |
| Debt Repaid | -40.19M | 0 | 0 | -15.20M | -34.05M | -22.00M | -24.22M | -28.80M | — | — |
| Financing Cash Flow | -99.90M | -60.91M | -158.24M | -249.45M | 208.13M | 374.37M | 39.71M | 30.54M | 50.46M | 47.49M |
| Net Change in Cash | 18.39M | -18.70M | -102.20M | -541.97M | 310.78M | 285.00M | 73.45M | 6.46M | 15.51M | 174.00K |
| Free Cash Flow | 52.57M | 38.82M | 39.43M | 37.39M | 40.55M | 24.42M | 24.30M | 27.80M | 15.25M | 9.78M |
This table shows 10 annual periods of ACNB's cash flow statement, from FY 2025 back to FY 2016, across 14 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow ACNB's reporting calendar. What is a cash flow statement?