Enact Financial Ratios
NASDAQ: ACTFinanceSpecialty InsurersUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Enact ratio analysis
Enact earned a net margin of 54.6% in FY 2025, down from 57.3% a year earlier. Return on equity reached 12.6%, meaning Enact generated 0.13 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.14 versus 0.15 the year before.
At the end of FY 2025, ACT traded at 8.8 times earnings; across the 5 fiscal years shown, its year-end P/E ranged from 5.6 to 8.8, with a median of 7.0. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Enact financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 8.77 | 7.43 | 7.03 | 5.60 | 6.15 | — | — |
| Price / sales | 4.76 | 4.22 | 4.03 | 3.59 | 3.01 | — | — |
| Price / book | 1.10 | 1.02 | 1.00 | 0.96 | 0.82 | — | — |
| Net margin | 54.6% | 57.3% | 57.7% | 64.3% | 48.9% | 33.5% | 69.2% |
| Free cash flow margin | 58.6% | 57.1% | 54.8% | 51.2% | 51.2% | 63.7% | 51.1% |
| Return on equity (ROE) | 12.6% | 13.8% | 14.4% | 17.2% | 13.3% | 9.5% | 17.7% |
| Return on assets (ROA) | 9.8% | 10.6% | 10.8% | 12.3% | 9.3% | 6.6% | — |
| Debt / equity | 0.14 | 0.15 | 0.16 | 0.18 | 0.18 | 0.19 | — |
| Revenue growth | 2.8% | 4.2% | 5.4% | -2.0% | 1.0% | 13.0% | — |
| EPS growth | 3.4% | 6.3% | -4.6% | 28.3% | 48.0% | -45.4% | — |