Enact Cash Flow Statement
NASDAQ: ACTFinanceSpecialty InsurersUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Enact free cash flow
In fiscal 2025, Enact generated $724.5 million of operating cash flow. That left free cash flow of $724.5 million, a free-cash-flow margin of 58.6% of revenue. Free cash flow was up 5.6% from the prior year's $686.3 million.
Enact returned $503.2 million to shareholders: $120.8 million in dividends and $382.4 million in share repurchases, equal to 69% of free cash flow. Free cash flow covered dividend payments 6.0 times.
Summary generated from market data by MetaCap's automated system. Methodology
Enact cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 |
|---|---|---|---|---|---|---|---|
| Net Income | 674.24M | 688.07M | 665.51M | 704.16M | 546.68M | 370.42M | 677.63M |
| Net Income growth (YoY) | -2.01% | +3.39% | -5.49% | +28.80% | +47.58% | -45.34% | — |
| Stock-Based Compensation | 19.02M | 18.77M | 15.28M | 9.88M | 1.50M | 0 | 0 |
| Change in Working Capital | -9.36M | -8.91M | 1.71M | 11.95M | -6.25M | 76.14M | -51.66M |
| Operating Cash Flow | 724.52M | 686.26M | 632.04M | 560.51M | 572.11M | 704.35M | 500.02M |
| Investing Cash Flow | -226.38M | -320.51M | -229.40M | -220.25M | -398.78M | -1.14B | 175.99M |
| Dividends Paid | -120.83M | -111.72M | -212.96M | -250.78M | -200.29M | -437.35M | -250.00M |
| Share Repurchases | -382.40M | -243.97M | -87.76M | -1.53M | 0 | 0 | — |
| Debt Issued | 0 | 749.65M | 0 | 0 | 0 | 737.65M | 0 |
| Financing Cash Flow | -515.08M | -382.00M | -300.73M | -252.31M | -200.29M | 300.30M | -250.00M |
| Net Change in Cash | -16.94M | -16.25M | 101.91M | 87.95M | -26.97M | -132.26M | 426.01M |
| Free Cash Flow | 724.52M | 686.26M | 632.04M | 560.51M | 572.11M | 704.35M | 500.02M |
This table shows 7 annual periods of Enact's cash flow statement, from FY 2025 back to FY 2019, across 11 line items including net income, stock-based compensation, change in working capital. Values in USD; B = billions, M = millions. Fiscal periods follow ACT's reporting calendar. What is a cash flow statement?