Arrow Financial Balance Sheet
NASDAQ: AROWFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Arrow Financial financial position
At the end of fiscal 2025, Arrow Financial reported total assets of $4.45 billion, up 3.2% from a year earlier against total liabilities of $4.01 billion. Shareholders' equity stood at $431.9 million, or 9.7% of assets. The company held $29.1 million in cash and equivalents against $8.5 million of debt, a net cash position of $20.6 million.
Debt-to-equity was 0.02.
Summary generated from market data by MetaCap's automated system. Methodology
Arrow Financial balance sheet (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 29.13M | 27.42M | 36.76M | 31.89M | 26.98M | 42.12M | 47.03M | 84.24M | 72.84M | 57.35M |
| Property, Plant & Equipment | 55.33M | 55.43M | 55.18M | 51.85M | 41.40M | 37.62M | 35.46M | 30.45M | 27.62M | 26.94M |
| Goodwill | 23.79M | 23.79M | 21.87M | 21.87M | 21.87M | 21.87M | 21.87M | 21.87M | 21.87M | 21.87M |
| Intangible Assets | 1.74M | 2.06M | 1.11M | 1.50M | 1.92M | 1.95M | 1.66M | 1.85M | 2.29M | 2.70M |
| Total Assets | 4.45B | 4.31B | 4.17B | 3.97B | 4.03B | 3.69B | 3.18B | 2.99B | 2.76B | 2.61B |
| Short-Term Debt | 4.26M | 8.60M | 26.50M | 54.80M | 0 | 17.49M | 181.10M | 288.66M | 169.97M | 158.84M |
| Long-Term Debt | 4.26M | 8.60M | 6.50M | 27.80M | 45.00M | 45.00M | 30.00M | 45.00M | 55.00M | 55.00M |
| Total Liabilities | 4.01B | 3.91B | 3.79B | 3.62B | 3.66B | 3.35B | 2.88B | 2.72B | 2.51B | 2.37B |
| Shareholders' Equity | 431.85M | 400.90M | 379.77M | 353.54M | 371.19M | 334.39M | 301.73M | 269.58M | 249.60M | 232.85M |
| Retained Earnings | 102.27M | 77.22M | 65.79M | 65.40M | 54.08M | 41.90M | 33.22M | 29.26M | 28.82M | 28.64M |
| Total Debt | 8.53M | 17.20M | 33.00M | 82.60M | 45.00M | 62.49M | 211.10M | 333.66M | 224.97M | 213.84M |
| Net Cash (Debt) | 20.60M | 10.22M | 3.75M | -50.71M | -18.02M | -20.37M | -164.06M | -249.42M | -152.13M | -156.48M |
| Shares Outstanding | 16.45M | 16.74M | — | — | — | — | — | — | — | — |
This table shows 10 annual periods of Arrow Financial's balance sheet, from FY 2025 back to FY 2016, across 13 line items including cash & equivalents, property, plant & equipment, goodwill. Values in USD; B = billions, M = millions. Fiscal periods follow AROW's reporting calendar. What is a balance sheet?