Atlanticus Quarterly Income Statement
NASDAQ: ATLCFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Atlanticus revenue and earnings
In the quarter ended Jun 30, 2026, Atlanticus generated $744.3 million in revenue, up 88.8% from the same quarter a year earlier. Net income was $49.7 million (+62.6% year over year), for a net margin of 6.7% versus a median of 6.5% in the prior 5 quarters. Gross margin was 92.2% (up from 91.4%).
Diluted earnings per share came in at $2.50, up from $1.51.
Summary generated from market data by MetaCap's automated system. Methodology
Atlanticus income statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 744.32M | 679.59M | 734.39M | 494.68M | 394.16M | 345.17M | 353.49M | 351.22M | 316.02M | 290.71M | 309.09M | 294.91M |
| Revenue growth (YoY) | +88.84% | +96.89% | +107.75% | +40.84% | +24.73% | +18.73% | +14.37% | +19.10% | +8.66% | +11.36% | +14.86% | +6.10% |
| Cost of Revenue | 57.86M | 44.92M | 55.59M | 39.02M | 34.09M | 32.15M | 35.81M | 28.07M | 27.70M | 26.82M | 26.61M | 25.86M |
| Gross Profit | 686.46M | 634.67M | 678.81M | 455.65M | 360.08M | 313.01M | 317.68M | 323.15M | 288.32M | 263.88M | 282.48M | 269.04M |
| Operating Expenses | 157.57M | 130.86M | 129.63M | 108.33M | 82.17M | 77.36M | 77.60M | 63.07M | 61.48M | 60.71M | 61.09M | 56.48M |
| Interest Expense | 123.43M | 122.76M | 125.22M | 75.46M | 53.68M | 47.53M | 44.67M | 42.49M | 37.95M | 35.06M | 32.62M | 28.27M |
| Other Income (Expense) | 9.00K | 55.00K | 19.00K | -616.00K | 343.00K | 293.00K | 305.00K | 270.00K | 382.00K | 532.00K | 490.00K | -6.00K |
| Pretax Income | 66.01M | 58.85M | 46.22M | 32.48M | 40.15M | 40.87M | 39.87M | 37.29M | 28.60M | 32.82M | 30.70M | 31.76M |
| Income Tax | 16.29M | 14.27M | 11.61M | 7.89M | 9.86M | 9.75M | 8.90M | 8.10M | 4.48M | 7.00M | 4.43M | 6.79M |
| Net Income | 49.72M | 44.17M | 35.13M | 24.98M | 30.57M | 31.52M | 31.30M | 29.54M | 24.28M | 26.17M | 26.30M | 25.24M |
| Net Income growth (YoY) | +62.62% | +40.15% | +12.24% | -15.46% | +25.92% | +20.44% | +19.00% | +17.05% | -3.22% | -0.16% | +9.64% | -22.51% |
| EPS (Basic) | 3.13 | 2.80 | 2.18 | 1.50 | 1.87 | 1.85 | 1.77 | 1.58 | 1.22 | 1.35 | 1.37 | 1.30 |
| EPS (Diluted) | 2.50 | 2.23 | 1.75 | 1.21 | 1.51 | 1.49 | 1.42 | 1.27 | 0.99 | 1.09 | 1.11 | 1.03 |
| Shares Outstanding (Basic) | 15.15M | 14.97M | — | 15.13M | 15.12M | 15.12M | — | 14.74M | 14.77M | 14.67M | — | 14.50M |
| Shares Outstanding (Diluted) | 19.17M | 19.00M | — | 19.20M | 19.19M | 19.18M | — | 18.79M | 18.81M | 18.72M | — | 18.91M |
| Gross Margin | 92.23% | 93.39% | 92.43% | 92.11% | 91.35% | 90.69% | 89.87% | 92.01% | 91.24% | 90.77% | 91.39% | 91.23% |
| Net Margin | 6.68% | 6.50% | 4.78% | 5.05% | 7.76% | 9.13% | 8.86% | 8.41% | 7.68% | 9.00% | 8.51% | 8.56% |
This table shows 12 quarterly periods of Atlanticus's income statement, from Q2 2026 back to Q3 2023, across 15 line items including revenue, cost of revenue, gross profit. Values in USD; B = billions, M = millions. Fiscal periods follow ATLC's reporting calendar. What is a income statement?