Commerce Bancshares Financial Ratios
NASDAQ: CBSHFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Commerce Bancshares ratio analysis
Commerce Bancshares earned a net margin of 3066.8% in FY 2025, down from 3129.9% a year earlier. Return on equity reached 14.9%, meaning Commerce Bancshares generated 0.15 dollars of profit for every dollar of shareholders' equity. At the end of FY 2025, CBSH traded at 12.9 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 12.9 to 20.5, with a median of 16.0.
Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Commerce Bancshares financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 12.93 | 16.05 | 14.68 | 16.80 | 15.19 | 20.47 | 16.33 | 13.20 | 15.90 | 18.20 |
| Net margin | 3,066.8% | 3,129.9% | 3,659.6% | 5,458.2% | 7,088.2% | 4,122.2% | 5,297.8% | 32.7% | 26.7% | 24.4% |
| Free cash flow margin | 3,208.3% | 3,162.0% | 3,073.8% | 5,523.0% | 7,225.0% | 6,879.2% | 5,914.0% | 39.2% | 33.1% | 38.2% |
| Return on equity (ROE) | 14.9% | 15.9% | 16.2% | 19.8% | 15.4% | 10.4% | 13.4% | 14.8% | 11.8% | 11.0% |
| Return on assets (ROA) | 1.7% | 1.6% | 1.5% | 1.5% | 1.4% | 1.1% | 1.6% | 1.7% | 1.3% | 1.1% |
| Debt / equity | — | — | — | — | — | — | — | — | 0.00 | — |
| Revenue growth | 9.8% | 29.0% | 45.7% | 19.5% | -12.8% | 8.0% | -99.4% | 10.9% | 6.1% | 4.1% |
| EPS growth | 9.5% | 11.8% | -5.7% | -10.5% | 48.1% | -18.8% | -5.2% | 30.9% | 10.5% | 2.2% |