Citizens Financial Group Financial Ratios
NYSE: CFGFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Citizens Financial Group ratio analysis
Citizens Financial Group earned a net margin of 22.2% in FY 2025, up from 19.3% a year earlier. Return on equity reached 7.0%, meaning Citizens Financial Group generated 0.07 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.43 versus 0.51 the year before.
At the end of FY 2025, CFG traded at 15.4 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 9.0 to 18.1, with a median of 11.8. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Citizens Financial Group financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 15.39 | 14.71 | 10.59 | 9.60 | 9.16 | 16.11 | 10.48 | 8.98 | 12.92 | 18.09 |
| Price / sales | 3.12 | 2.57 | 1.91 | 2.34 | 3.03 | 2.21 | 2.77 | 2.47 | 3.69 | 3.54 |
| Price / book | 0.98 | 0.83 | 0.65 | 0.79 | 0.86 | 0.67 | 0.81 | 0.73 | 1.04 | 0.94 |
| Net margin | 22.2% | 19.3% | 19.6% | 25.8% | 34.9% | 15.3% | 27.6% | 28.1% | 28.9% | 19.9% |
| Free cash flow margin | 26.8% | 25.6% | 36.0% | 51.4% | 34.2% | 1.6% | 24.2% | 25.0% | 28.6% | 25.7% |
| Return on equity (ROE) | 7.0% | 6.2% | 6.6% | 8.8% | 9.9% | 4.7% | 8.1% | 8.3% | 8.1% | 5.3% |
| Return on assets (ROA) | 0.8% | 0.7% | 0.7% | 0.9% | 1.2% | 0.6% | 1.1% | 1.1% | 1.1% | 0.7% |
| Debt / equity | 0.43 | 0.51 | 0.57 | 0.67 | 0.30 | 0.38 | 0.65 | 0.83 | 0.71 | 0.87 |
| Revenue growth | 5.6% | -5.0% | 2.5% | 20.7% | -3.7% | 6.4% | 5.9% | 7.4% | 8.6% | 8.9% |
| EPS growth | 27.4% | -3.2% | -23.7% | -20.5% | 132.4% | -41.7% | 8.2% | 8.3% | 65.0% | 27.1% |