Citizens Financial Group Balance Sheet
NYSE: CFGFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Citizens Financial Group financial position
At the end of fiscal 2025, Citizens Financial Group reported total assets of $226.35 billion, up 4.1% from a year earlier against total liabilities of $200.03 billion. Shareholders' equity stood at $26.32 billion, or 11.6% of assets. The company held $1.46 billion in cash and equivalents against $11.28 billion of debt, a net debt position of $9.82 billion.
Debt-to-equity was 0.43.
Summary generated from market data by MetaCap's automated system. Methodology
Citizens Financial Group balance sheet (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 1.46B | 1.41B | 1.79B | 1.49B | 1.16B | 1.04B | 1.18B | 4.07B | 3.03B | 3.70B |
| Property, Plant & Equipment | 915.00M | 875.00M | 895.00M | 844.00M | 768.00M | 759.00M | 761.00M | 791.00M | 685.00M | 601.00M |
| Goodwill | 8.19B | 8.19B | 8.19B | 8.17B | 7.12B | 7.05B | 7.04B | 6.92B | 6.89B | 6.88B |
| Intangible Assets | 115.00M | 146.00M | 157.00M | 197.00M | 64.00M | 58.00M | 68.00M | 31.00M | 2.00M | — |
| Total Assets | 226.35B | 217.52B | 221.96B | 226.73B | 188.41B | 183.35B | 165.73B | 160.52B | 152.34B | 149.52B |
| Short-Term Debt | 58.00M | 0 | 505.00M | 3.00M | 74.00M | 243.00M | 274.00M | 1.32B | 2.67B | 4.36B |
| Long-Term Debt | 11.22B | 12.40B | 13.47B | 15.89B | 6.93B | 8.35B | 14.05B | 15.93B | 11.77B | 12.79B |
| Total Liabilities | 200.03B | 193.27B | 197.62B | 203.04B | 164.99B | 160.68B | 143.53B | 139.70B | 132.07B | 129.77B |
| Shareholders' Equity | 26.32B | 24.25B | 24.34B | 23.69B | 23.42B | 22.67B | 22.20B | 20.82B | 20.27B | 19.75B |
| Retained Earnings | 11.35B | 10.41B | 9.82B | 9.16B | 7.98B | 6.45B | 6.50B | 5.38B | 4.16B | 2.70B |
| Total Debt | 11.28B | 12.40B | 13.97B | 15.89B | 7.01B | 8.59B | 14.32B | 17.24B | 14.44B | 17.15B |
| Net Cash (Debt) | -9.82B | -10.99B | -12.18B | -14.40B | -5.85B | -7.55B | -13.15B | -13.17B | -11.40B | -13.45B |
| Shares Outstanding | 429.24M | 440.54M | 466.42M | 492.28M | 422.14M | 427.21M | 433.12M | 466.01M | 490.81M | 511.95M |
This table shows 10 annual periods of Citizens Financial Group's balance sheet, from FY 2025 back to FY 2016, across 13 line items including cash & equivalents, property, plant & equipment, goodwill. Values in USD; B = billions, M = millions. Fiscal periods follow CFG's reporting calendar. What is a balance sheet?