Chime Financial Financial Ratios
NASDAQ: CHYMFinanceFinance: Consumer ServicesUSD
30.08+1.12 (+3.87%)
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Chime Financial ratio analysis
Chime Financial earned a net margin of -46.2% in FY 2025, down from -1.5% a year earlier. Gross margin was 88.0% compared with a median of 85.2% over the prior 2 years. Return on equity reached -72.1%, meaning Chime Financial generated -0.72 dollars of profit for every dollar of shareholders' equity.
Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Chime Financial financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|
| Price / sales | 2.85 | — | — |
| Price / book | 4.45 | — | — |
| Gross margin | 88.0% | 87.6% | 82.8% |
| Operating margin | -47.6% | -3.7% | -18.4% |
| Net margin | -46.2% | -1.5% | -15.9% |
| Free cash flow margin | 1.5% | 3.5% | -13.1% |
| Return on equity (ROE) | -72.1% | — | — |
| Return on assets (ROA) | -51.4% | -1.7% | — |
| Current ratio | 4.53 | 3.43 | — |
| Revenue growth | 30.7% | 30.9% | — |