Citizens (CIA) Options Chain
NYSE: CIAFinanceLife InsuranceUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Expiration date
- Expiration
- Nov 20, 2026
- Days to expiration
- 40
- Share price
- $3.47
- Put/call ratio (OI)
- 62.72
- Put/call ratio (volume)
- 254.50
- ATM implied volatility
- 111.7%
- Expected move
- ±$1.28
- Open interest (C / P)
- 413 / 25.90K
CIA options summary
The CIA options chain for the November 20, 2026 expiration lists 4 call and 3 put contracts, with 40 days until expiration. Open interest stands at 413 calls and 25,904 puts, a put/call ratio of 62.72, which is more bearish, with puts outnumbering calls. At-the-money implied volatility near the $2.50 strike is 111.7%, which implies the market expects a move of about ±$1.28 (37.0%) in Citizens stock by expiration.
The most open interest sits at the $5.00 call (405 contracts) and the $5.00 put (24.20K contracts).
Summary generated from market data by MetaCap's automated system. Methodology
CIA options chain · November 20, 2026
| Calls | Puts | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Last | Bid | Ask | Strike | Bid | Ask | Last | |||||
| 1.25 | 0.75 | 1.45 | 2.50 | 0.05 | 0.15 | 0.15 | |||||
| 0.18 | 0.05 | 0.30 | 5.00 | 1.65 | 1.75 | 1.70 | |||||
| 0.05 | 0.00 | 0.75 | 7.50 | 3.40 | 4.60 | 3.90 | |||||
| 0.55 | 0.00 | 0.75 | 10.00 | — | — | — | |||||
In-the-money callsIn-the-money puts. IV = implied volatility, OI = open interest (contracts). Each contract covers 100 shares. Quotes delayed at least 15 minutes.
Frequently asked questions
What is the CIA put/call ratio?
For the November 20, 2026 expiration, the CIA put/call ratio based on open interest is 62.72 (25,904 puts vs 413 calls), and 254.50 based on today's volume. A ratio above 1 means more puts than calls.
What is CIA's implied volatility?
At-the-money implied volatility for CIA options expiring November 20, 2026 is about 111.7%, an annualized estimate of how much the market expects Citizens stock to move.
How many CIA option expiration dates are there?
CIA has 6 listed expiration dates, from Oct 16, 2026 to Jan 19, 2029.
What does "in the money" mean?
A call is in the money when the strike price is below the current share price; a put is in the money when the strike is above it. In-the-money contracts have intrinsic value and are shaded in the table.