ConnectOne Bancorp Cash Flow Statement
NASDAQ: CNOBFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
ConnectOne Bancorp free cash flow
In fiscal 2025, ConnectOne Bancorp generated $106.4 million of operating cash flow and spent $5.4 million on capital expenditures. That left free cash flow of $101.0 million, a free-cash-flow margin of 26.0% of revenue. Free cash flow was up 77.5% from the prior year's $56.9 million.
ConnectOne Bancorp returned $32.0 million to shareholders through dividends, equal to 32% of free cash flow. Free cash flow covered dividend payments 3.2 times.
Summary generated from market data by MetaCap's automated system. Methodology
ConnectOne Bancorp cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 80.44M | 73.79M | 87.00M | 125.21M | 130.35M | 71.29M | 73.39M | 60.35M | 43.22M | 31.08M |
| Net Income growth (YoY) | +9.01% | -15.18% | -30.51% | -3.94% | +82.85% | -2.87% | +21.61% | +39.64% | +39.05% | -24.76% |
| Depreciation & Amortization | 6.09M | 4.42M | 4.50M | 3.86M | 3.76M | 4.24M | 3.05M | 3.06M | 3.15M | 2.70M |
| Stock-Based Compensation | 4.65M | 4.57M | 4.86M | 4.89M | 4.54M | 2.95M | 2.94M | 1.88M | 1.78M | 2.11M |
| Change in Working Capital | -2.52M | -31.43M | -16.76M | 35.91M | 56.61M | -26.67M | -25.40M | 3.85M | 9.59M | -17.03M |
| Operating Cash Flow | 106.40M | 60.70M | 92.89M | 176.78M | 202.27M | 81.13M | 60.69M | 89.06M | 131.13M | 49.71M |
| Capital Expenditures | -5.39M | -3.79M | -7.43M | -3.30M | -2.78M | -2.20M | -1.53M | -2.05M | -2.66M | -2.70M |
| Investing Cash Flow | -186.16M | 55.15M | -248.04M | -1.54B | -689.86M | -323.37M | -102.47M | -357.21M | -817.73M | -427.67M |
| Dividends Paid | -31.96M | -27.28M | -25.91M | -23.43M | -17.49M | -14.32M | -12.16M | -9.66M | -9.61M | -9.07M |
| Share Repurchases | 0 | -5.82M | -17.50M | -13.13M | -9.40M | -911.00K | — | — | -180.00K | — |
| Debt Issued | — | — | — | — | — | 605.00K | 1.29M | — | — | — |
| Debt Repaid | — | — | — | — | -9.17M | -37.38M | -8.18M | -4.44M | -4.50M | -14.80M |
| Financing Cash Flow | 104.17M | -2.08M | 129.55M | 1.37B | 449.37M | 344.51M | 70.90M | 290.94M | 635.78M | 377.46M |
| Net Change in Cash | 24.41M | 113.77M | -25.60M | 2.78M | -38.22M | 102.27M | 29.12M | 22.78M | -50.82M | -496.00K |
| Free Cash Flow | 101.01M | 56.91M | 85.46M | 173.48M | 199.49M | 78.93M | 59.16M | 87.01M | 128.47M | 47.01M |
This table shows 10 annual periods of ConnectOne Bancorp's cash flow statement, from FY 2025 back to FY 2016, across 14 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow CNOB's reporting calendar. What is a cash flow statement?