Customers Bancorp Financial Ratios
NYSE: CUBIFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Customers Bancorp ratio analysis
Customers Bancorp earned a net margin of 472.3% in FY 2025, up from 446.3% a year earlier. Return on equity reached 10.6%, meaning Customers Bancorp generated 0.11 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.00 versus 0.05 the year before.
At the end of FY 2025, CUBI traded at 11.9 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 4.4 to 15.5, with a median of 10.3. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Customers Bancorp financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 11.90 | 9.59 | 7.87 | 4.35 | 7.34 | 4.86 | 11.34 | 11.00 | 13.19 | 15.51 |
| Price / sales | 50.86 | 37.84 | 50.07 | 33.36 | 100.07 | 14.25 | 15.51 | 14.30 | 14.24 | 3.23 |
| Price / book | 1.14 | 0.84 | 1.11 | 0.66 | 1.55 | 0.51 | 0.69 | 0.65 | 0.87 | 1.15 |
| Net margin | 472.3% | 446.3% | 691.4% | 822.7% | 1,490.7% | 329.8% | 169.8% | 165.8% | 140.9% | 25.7% |
| Free cash flow margin | 1,013.8% | 353.1% | 343.1% | -89.7% | 1,397.3% | 319.3% | 164.3% | 221.3% | 107.3% | 28.1% |
| Return on equity (ROE) | 10.6% | 9.9% | 15.3% | 16.3% | 23.0% | 11.9% | 7.5% | 7.5% | 8.6% | 9.2% |
| Return on assets (ROA) | 0.9% | 0.8% | 1.2% | 1.1% | 1.6% | 0.7% | 0.7% | 0.7% | 0.8% | 0.8% |
| Debt / equity | 0.00 | 0.05 | 0.00 | 0.21 | 0.57 | 4.94 | 1.32 | 1.50 | 1.92 | 1.11 |
| Revenue growth | 16.7% | 12.4% | 30.5% | 31.3% | -47.5% | -14.0% | 8.1% | -22.7% | -81.7% | 36.5% |
| EPS growth | 23.0% | -30.5% | 12.4% | -26.9% | 138.2% | 82.4% | 15.2% | -9.6% | -14.7% | 17.9% |