Customers Bancorp Cash Flow Statement
NYSE: CUBIFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Customers Bancorp free cash flow
In fiscal 2025, Customers Bancorp generated $494.8 million of operating cash flow and spent $13.7 million on capital expenditures. That left free cash flow of $481.0 million, a free-cash-flow margin of 1013.8% of revenue. Free cash flow was up 235.1% from the prior year's $143.6 million.
Customers Bancorp returned $5.6 million to shareholders through share repurchases, equal to 1% of free cash flow.
Summary generated from market data by MetaCap's automated system. Methodology
Customers Bancorp cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 224.09M | 181.47M | 250.14M | 228.03M | 314.65M | 132.58M | 79.33M | 71.69M | 78.84M | 78.70M |
| Net Income growth (YoY) | +23.49% | -27.45% | +9.70% | -27.53% | +137.33% | +67.13% | +10.65% | -9.06% | +0.17% | +34.34% |
| Depreciation & Amortization | 41.80M | 33.55M | 31.81M | 27.16M | 21.67M | 18.51M | 13.61M | 14.16M | 10.80M | 5.90M |
| Stock-Based Compensation | 18.46M | 14.44M | 12.59M | 14.15M | 13.86M | 12.88M | 9.85M | 9.74M | 7.17M | 7.07M |
| Change in Working Capital | 55.28M | -132.81M | 42.26M | -24.59M | 149.64M | -57.71M | -90.68M | -24.73M | -48.94M | -5.72M |
| Operating Cash Flow | 494.76M | 145.06M | 124.73M | -20.82M | 295.54M | 133.03M | 78.28M | 97.47M | 62.19M | 91.40M |
| Capital Expenditures | -13.74M | -1.49M | -590.00K | -4.05M | -613.00K | -4.67M | -1.52M | -1.78M | -2.13M | -5.43M |
| Investing Cash Flow | -2.06B | -1.01B | 3.16B | -1.30B | -1.20B | -6.42B | -1.44B | -104.10M | -565.13M | -961.53M |
| Share Repurchases | -5.64M | -19.24M | -39.81M | -33.16M | -27.66M | 0 | -571.00K | -12.98M | 0 | 0 |
| Debt Issued | — | — | — | — | — | — | — | 0 | 98.56M | 0 |
| Debt Repaid | — | — | — | — | — | — | — | -63.25M | 0 | 0 |
| Financing Cash Flow | 2.19B | 800.62M | 108.09M | 1.26B | 754.77M | 6.77B | 1.52B | -77.56M | 384.55M | 870.25M |
| Net Change in Cash | 625.53M | -60.41M | 3.39B | -62.23M | -175.32M | 480.85M | 150.37M | -84.19M | -118.39M | 116.00K |
| Free Cash Flow | 481.02M | 143.57M | 124.14M | -24.87M | 294.93M | 128.36M | 76.76M | 95.70M | 60.06M | 85.98M |
This table shows 10 annual periods of Customers Bancorp's cash flow statement, from FY 2025 back to FY 2016, across 13 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow CUBI's reporting calendar. What is a cash flow statement?