Citizens Financial Services Inc. (CZFS)
NASDAQ: CZFSFinanceMajor BanksUSD
Market open · Delayed 15 min · as of Oct 8, 9:30 AM ET
CZFS stock chart
Technical analysisKey statistics
All statistics- Market cap
- $380.07M
- P/E (TTM)
- 9.24
- Forward P/E
- 8.97
- EPS (TTM)
- $8.55
- Dividend yield
- 2.54% ($2.01)
- Ex-dividend date
- Sep 11, 2026
- 52-week range
- 52.35 – 84.65
- Day range
- 79.02 – 79.02
- Volume / Avg
- 4.84K / 34.33K
- Beta
- —
- Shares outstanding
- 4.81M
- Next earnings
- Oct 29, 2026
52-week range
CZFS stock today
On Oct 8, CZFS is trading at $79.02, adding $0.08 (0.10%), versus the S&P 500's 0.35% decline. At this level, CZFS sits near the top of its 52-week range of $52.35 to $84.65: 6.7% below the high, set on Sep 3, 2026 and 50.9% above the low. CZFS is up 38.4% year to date, outperforming the S&P 500 (+14.0%). Over the past 12 months, the stock has gained 40.5%.
At 9.2x trailing earnings, Citizens Financial Services trades in line with the peer-group median of 9.9x. Its forward P/E of 9.0x is lower than the trailing multiple, which means analysts expect earnings to rise over the next year. The company is scheduled to report Sep/2026 results on Oct 29; analysts expect EPS of $2.20. Citizens Financial Services pays an annual dividend of $2.01 per share, a 2.54% yield at the current price.
Summary generated from market data by MetaCap's automated system. Methodology
About Citizens Financial Services
Company profileCitizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company offers various deposit products, such as checking, savings, and time deposit accounts; loan products, including residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts.
- Sector
- Finance
- Industry
- Major Banks
- CEO
- Mr. Randall E. Black
- Headquarters
- Mansfield, PA
- Employees
- 388
- Website
- firstcitizensbank.com
Analyst forecast
ForecastConsensus (1 analysts)
none
Avg. price target
$89.00+12.63%
- Strong buy 0
- Buy 1
- Hold 0
- Sell 0
- Strong sell 0
Ratings and targets reflect third-party analyst opinions, not MetaCap recommendations.
Earnings
Earnings history- Next report
- Oct 29, 2026
- EPS estimate
- $2.20
Dividends
Dividend history- Annual dividend
- $2.01
- Dividend yield
- 2.54%
- Last payment
- $0.51
- Ex-dividend date
- Sep 11, 2026
Citizens Financial Services peers
Finance sector| Company | Price | % Chg | Market cap | Compare |
|---|---|---|---|---|
| MVBFMVB Financial Corp. | 29.46 | -0.41% | $381.39M | vs CZFS |
| PKBKParke Bancorp Inc. | 32.32 | -0.02% | $380.07M | vs CZFS |
| PCBPCB Bancorp | 27.63 | 0.00% | $388.05M | vs CZFS |
| CHMGChemung Financial Corp | 80.65 | +0.02% | $388.85M | vs CZFS |
| FNLCFirst Bancorp Inc (ME) | 33.37 | +0.18% | $376.49M | vs CZFS |
| FRSTPrimis Financial Corp. | 15.15 | -0.66% | $375.71M | vs CZFS |
| ISTRInvestar Holding Corporation | 28.84 | -0.52% | $397.33M | vs CZFS |
| FCBMFirst Carolina Financial Services Inc. | 12.79 | +0.79% | $397.37M | vs CZFS |
Indexes, lists and sector
Appears in lists
Citizens Financial Services stock FAQ
What is Citizens Financial Services's stock price today?
CZFS last traded at $79.02 as of Oct 8, 9:30 AM EDT, up 0.10% on the day. Prices are delayed at least 15 minutes.
Does Citizens Financial Services pay a dividend?
Yes. Citizens Financial Services pays $2.01 per share annually, a 2.54% yield. The most recent dividend of $0.51 had an ex-dividend date of Sep 11, 2026.
When is Citizens Financial Services's next earnings date?
Citizens Financial Services is expected to report earnings on Thursday, October 29, 2026. Analysts expect EPS of $2.20.
What is CZFS's P/E ratio?
CZFS trades at a trailing P/E ratio of 9.24 and a forward P/E of 8.97, compared with a median of 9.9 for its closest peers.
Who is Citizens Financial Services's CEO?
Mr. Randall E. Black is the chief executive officer of Citizens Financial Services Inc., which has about 388 employees.
Has CZFS ever split its stock?
Yes. The most recent CZFS stock split was a 101-for-100 split on Jun 14, 2024, one of 15 splits on record.
What is the CZFS 52-week high?
The 52-week high for CZFS is $84.65 and the 52-week low is $52.35. The stock is currently 6.7% below its high.