Employers Financial Ratios
NYSE: EIGFinanceProperty-Casualty InsurersUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Employers ratio analysis
Employers earned a net margin of 1.3% in FY 2025, down from 13.5% a year earlier. Return on equity reached 1.1%, meaning Employers generated 0.01 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.04 versus 0.00 the year before.
At the end of FY 2025, EIG traded at 93.1 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 8.1 to 93.1, with a median of 10.4. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Employers financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 93.13 | 10.62 | 8.85 | 24.65 | 9.92 | 8.11 | 8.77 | 10.13 | 14.51 | 12.22 |
| Price / sales | 1.17 | 1.42 | 1.22 | 1.66 | 1.66 | 1.35 | 1.63 | 1.76 | 1.80 | 1.65 |
| Price / book | 1.05 | 1.17 | 1.02 | 1.26 | 0.96 | 0.79 | 1.17 | 1.39 | 1.52 | 1.53 |
| Net margin | 1.3% | 13.5% | 13.9% | 6.8% | 17.0% | 16.8% | 18.8% | 17.7% | 12.6% | 13.7% |
| Free cash flow margin | 5.2% | 8.7% | 5.8% | 14.0% | 1.5% | 4.6% | 14.6% | 22.5% | 17.7% | 15.7% |
| Return on equity (ROE) | 1.1% | 11.1% | 11.6% | 5.1% | 9.8% | 9.9% | 13.5% | 13.9% | 10.7% | 12.7% |
| Return on assets (ROA) | 0.3% | 3.3% | 3.3% | 1.3% | 3.2% | 3.1% | 3.9% | 3.6% | 2.6% | 2.8% |
| Debt / equity | 0.04 | 0.00 | — | — | — | — | — | — | — | — |
| Revenue growth | -2.5% | 3.5% | 19.3% | 1.5% | -1.2% | -14.9% | 4.4% | -0.1% | 2.8% | 3.7% |
| EPS growth | -90.2% | 5.8% | 154.3% | -58.0% | 5.0% | -17.8% | 13.9% | 38.6% | -5.6% | 11.7% |