Essent Group Financial Ratios
NYSE: ESNTFinanceProperty-Casualty InsurersUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Essent Group ratio analysis
Essent Group earned a net margin of 54.7% in FY 2025, down from 58.7% a year earlier. Return on equity reached 12.0%, meaning Essent Group generated 0.12 dollars of profit for every dollar of shareholders' equity. At the end of FY 2025, ESNT traded at 9.4 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 5.0 to 13.4, with a median of 8.6.
Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Essent Group financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 9.37 | 8.03 | 8.11 | 5.04 | 7.45 | 11.13 | 9.10 | 7.36 | 10.88 | 13.43 |
| Price / sales | 5.08 | 4.66 | 5.05 | 4.16 | 4.92 | 4.80 | 5.80 | 4.75 | 7.03 | 6.42 |
| Price / book | 1.11 | 1.03 | 1.10 | 0.93 | 1.19 | 1.19 | 1.69 | 1.45 | 2.09 | 2.19 |
| Net margin | 54.7% | 58.7% | 62.8% | 83.1% | 66.3% | 43.2% | 64.1% | 65.0% | 65.9% | 48.6% |
| Free cash flow margin | 67.3% | 68.8% | 68.4% | 58.4% | 68.7% | 76.0% | 67.6% | 86.4% | 63.4% | 59.2% |
| Return on equity (ROE) | 12.0% | 13.0% | 13.6% | 18.6% | 16.1% | 10.7% | 18.6% | 19.8% | 19.6% | 16.6% |
| Return on assets (ROA) | 9.3% | 10.3% | 10.8% | 14.5% | 11.9% | 7.9% | 14.3% | 14.8% | 14.2% | 11.8% |
| Revenue growth | 1.5% | 12.0% | 10.9% | -2.7% | 7.7% | 10.1% | 20.6% | 24.8% | 25.8% | 29.7% |
| EPS growth | 0.7% | 5.4% | -15.8% | 26.4% | 57.5% | -31.4% | 18.7% | 19.5% | 65.6% | 40.1% |