Essent Group Cash Flow Statement
NYSE: ESNTFinanceProperty-Casualty InsurersUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Essent Group free cash flow
In fiscal 2025, Essent Group generated $856.1 million of operating cash flow and spent $7.4 million on capital expenditures. That left free cash flow of $848.7 million, a free-cash-flow margin of 67.3% of revenue. Free cash flow was down 0.7% from the prior year's $854.8 million.
Essent Group returned $709.7 million to shareholders: $122.1 million in dividends and $587.7 million in share repurchases, equal to 84% of free cash flow. Free cash flow covered dividend payments 7.0 times.
Summary generated from market data by MetaCap's automated system. Methodology
Essent Group cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 689.97M | 729.40M | 696.39M | 831.35M | 681.78M | 413.04M | 555.71M | 467.36M | 379.75M | 222.61M |
| Net Income growth (YoY) | -5.41% | +4.74% | -16.23% | +21.94% | +65.06% | -25.67% | +18.90% | +23.07% | +70.59% | +41.49% |
| Depreciation & Amortization | 5.23M | 5.78M | 4.53M | 3.02M | 3.38M | 3.33M | 3.77M | 3.40M | 3.92M | 4.06M |
| Stock-Based Compensation | 20.85M | 24.78M | 18.45M | 18.38M | 20.84M | 18.46M | 16.59M | 15.07M | 18.69M | 16.88M |
| Change in Working Capital | 14.58M | 23.39M | 63.78M | -63.58M | 9.05M | -1.41M | -2.31M | -6.88M | -6.98M | 1.39M |
| Operating Cash Flow | 856.05M | 861.53M | 763.00M | 588.82M | 709.26M | 727.93M | 589.85M | 625.32M | 368.57M | 274.56M |
| Capital Expenditures | -7.36M | -6.77M | -4.00M | -3.98M | -2.50M | -2.45M | -3.41M | -4.05M | -2.78M | -3.16M |
| Investing Cash Flow | -154.74M | -706.93M | -525.57M | -398.87M | -583.17M | -1.15B | -545.08M | -546.90M | -690.14M | -365.32M |
| Dividends Paid | -122.07M | -118.04M | -106.22M | -92.13M | -77.72M | -69.41M | -29.35M | 0 | 0 | — |
| Share Repurchases | -587.68M | -111.54M | -70.67M | -97.91M | -163.85M | -6.35M | -9.01M | -31.41M | -7.58M | -4.02M |
| Debt Issued | 0 | 498.16M | 0 | 0 | — | — | — | — | — | — |
| Financing Cash Flow | -709.75M | -164.91M | -176.88M | -190.20M | -147.43M | 457.97M | -38.37M | -56.99M | 337.56M | 93.68M |
| Net Change in Cash | -8.43M | -10.31M | 60.55M | -251.00K | -21.34M | 31.48M | 6.40M | 21.42M | 15.99M | 2.92M |
| Free Cash Flow | 848.69M | 854.77M | 759.00M | 584.84M | 706.76M | 725.49M | 586.44M | 621.27M | 365.79M | 271.40M |
This table shows 10 annual periods of Essent Group's cash flow statement, from FY 2025 back to FY 2016, across 13 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow ESNT's reporting calendar. What is a cash flow statement?