Esquire Financial Quarterly Cash Flow Statement
NASDAQ: ESQFinanceCommercial BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Esquire Financial free cash flow
In the quarter ended Jun 30, 2026, Esquire Financial generated $14.5 million of operating cash flow and spent $162,000 on capital expenditures. That left free cash flow of $14.4 million, a free-cash-flow margin of 34.1% of revenue. Free cash flow was up 54.0% from the prior year's $9.3 million.
Esquire Financial returned $1.7 million to shareholders through dividends, equal to 12% of free cash flow. Free cash flow covered dividend payments 8.6 times.
Summary generated from market data by MetaCap's automated system. Methodology
Esquire Financial cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 12.98M | 12.21M | 13.47M | 14.06M | 11.89M | 11.41M | 11.75M | 11.36M | 10.49M | 10.06M | 9.88M | 9.84M |
| Net Income growth (YoY) | +9.15% | +7.05% | +14.59% | +23.74% | +13.38% | +13.41% | +18.93% | +15.48% | +15.08% | -17.42% | +8.43% | +27.57% |
| Depreciation & Amortization | 371.00K | 370.00K | 369.00K | 325.00K | 264.00K | 260.00K | 258.00K | 252.00K | 194.00K | 176.00K | 178.00K | 180.00K |
| Stock-Based Compensation | 1.68M | 2.04M | 1.37M | 1.30M | 1.19M | 1.09M | 973.00K | 933.00K | 962.00K | 967.00K | 839.00K | 801.00K |
| Change in Working Capital | -4.05M | -2.04M | 2.31M | -3.13M | -4.82M | -866.00K | 153.00K | -4.94M | -4.48M | -1.83M | 10.69M | -2.02M |
| Operating Cash Flow | 14.52M | 19.51M | 16.79M | 16.75M | 10.49M | 15.81M | 11.69M | 10.53M | 7.22M | 12.78M | 16.52M | 10.77M |
| Capital Expenditures | -162.00K | -180.00K | -340.00K | -505.00K | -1.16M | -1.15M | -84.00K | -53.00K | -342.00K | -235.00K | -277.00K | -182.00K |
| Investing Cash Flow | -70.01M | -71.19M | -199.62M | -35.05M | -113.83M | -13.59M | -134.56M | -64.12M | -64.40M | -45.18M | -94.62M | -19.14M |
| Dividends Paid | -1.67M | -1.66M | -1.64M | -1.42M | -1.40M | -1.40M | -1.32M | -1.17M | -1.17M | -1.18M | -1.13M | -848.00K |
| Share Repurchases | — | — | — | — | — | — | — | — | — | — | 0 | 0 |
| Financing Cash Flow | 75.45M | 38.01M | 177.96M | 96.08M | 93.27M | 44.49M | 101.54M | 48.52M | 51.67M | 25.44M | 122.66M | 22.81M |
| Net Change in Cash | 19.96M | -13.67M | -4.87M | 77.79M | -10.07M | 46.71M | -21.33M | -5.07M | -5.51M | -6.97M | 44.56M | 14.45M |
| Free Cash Flow | 14.35M | 19.33M | 16.45M | 16.25M | 9.32M | 14.66M | 11.60M | 10.48M | 6.88M | 12.54M | 16.25M | 10.59M |
This table shows 12 quarterly periods of Esquire Financial's cash flow statement, from Q2 2026 back to Q3 2023, across 12 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow ESQ's reporting calendar. What is a cash flow statement?