First Business Financial Services Quarterly Cash Flow Statement
NASDAQ: FBIZFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
First Business Financial Services free cash flow
In the quarter ended Jun 30, 2026, First Business Financial Services generated $43.8 million of operating cash flow and spent $164,000 on capital expenditures. That left free cash flow of $43.6 million, a free-cash-flow margin of 93.4% of revenue. Free cash flow was up 181.2% from the prior year's $15.5 million.
First Business Financial Services returned $3.8 million to shareholders: $3.0 million in dividends and $878,000 in share repurchases, equal to 9% of free cash flow. Free cash flow covered dividend payments 14.8 times.
Summary generated from market data by MetaCap's automated system. Methodology
First Business Financial Services cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 15.58M | 12.20M | 13.33M | 14.39M | 11.42M | 11.17M | 14.41M | 10.53M | 10.46M | 8.85M | 9.77M | 9.94M |
| Net Income growth (YoY) | +36.40% | +9.21% | -7.51% | +36.74% | +9.24% | +26.25% | +47.54% | +5.88% | +25.42% | -1.46% | -3.80% | -8.17% |
| Depreciation & Amortization | 968.00K | 929.00K | 950.00K | 1.00M | 950.00K | 871.00K | 1.01M | 953.00K | 979.00K | 791.00K | 798.00K | 966.00K |
| Stock-Based Compensation | 912.00K | 647.00K | 639.00K | 585.00K | 926.00K | 651.00K | 847.00K | 649.00K | 624.00K | 665.00K | 628.00K | 643.00K |
| Operating Cash Flow | 43.79M | 3.05M | 16.14M | 18.41M | 15.85M | 11.30M | 21.96M | 13.79M | 13.05M | 8.68M | 13.33M | 16.50M |
| Capital Expenditures | -164.00K | -135.00K | -39.00K | -146.00K | -330.00K | -80.00K | -42.00K | 615.00K | -399.00K | -397.00K | -310.00K | -1.32M |
| Investing Cash Flow | -83.05M | -138.50M | -51.11M | -113.05M | -111.79M | -97.43M | -102.11M | -66.64M | -76.99M | -82.73M | -111.45M | -116.22M |
| Dividends Paid | -2.95M | -2.90M | -2.42M | -2.42M | -2.41M | -2.44M | -2.08M | -2.08M | -2.08M | -2.09M | -1.89M | -1.89M |
| Share Repurchases | -878.00K | -811.00K | -16.00K | -11.00K | -586.00K | -777.00K | -13.00K | -12.00K | -666.00K | -579.00K | -16.00K | -23.00K |
| Financing Cash Flow | 65.49M | 233.09M | 30.10M | 15.79M | 48.54M | 99.04M | 105.87M | 103.74M | 72.98M | 6.58M | 104.71M | 119.83M |
| Net Change in Cash | 26.23M | 97.64M | -4.86M | -78.86M | -47.41M | 12.91M | 25.73M | 50.89M | 9.04M | -67.47M | 6.59M | 20.11M |
| Free Cash Flow | 43.63M | 2.92M | 16.10M | 18.26M | 15.52M | 11.22M | 21.92M | 14.41M | 12.65M | 8.29M | 13.02M | 15.18M |
This table shows 12 quarterly periods of First Business Financial Services's cash flow statement, from Q2 2026 back to Q3 2023, across 11 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow FBIZ's reporting calendar. What is a cash flow statement?