First Bancorp Financial Ratios
NASDAQ: FBNCFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
First Bancorp ratio analysis
First Bancorp earned a net margin of 164.2% in FY 2025, up from 108.7% a year earlier. Return on equity reached 6.7%, meaning First Bancorp generated 0.07 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.05 versus 0.06 the year before.
At the end of FY 2025, FBNC traded at 19.0 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 10.4 to 23.6, with a median of 14.5. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
First Bancorp financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 19.00 | 23.58 | 14.63 | 10.40 | 14.33 | 12.04 | 12.72 | 10.92 | 19.40 | 20.41 |
| Price / sales | 31.01 | 25.38 | 45.95 | 87.13 | 53.94 | 3.26 | 4.23 | 3.65 | 4.16 | 3.64 |
| Price / book | 1.27 | 1.23 | 1.10 | 1.47 | 1.11 | 1.09 | 1.37 | 1.27 | 1.28 | 1.47 |
| Net margin | 164.2% | 108.7% | 317.3% | 842.1% | 377.7% | 27.2% | 33.4% | 33.5% | 21.5% | 18.5% |
| Free cash flow margin | 294.1% | 245.5% | 386.9% | 1,291.6% | 524.9% | 15.4% | 17.3% | 13.4% | 10.4% | 21.9% |
| Return on equity (ROE) | 6.7% | 5.3% | 7.6% | 14.2% | 7.8% | 9.1% | 10.8% | 11.7% | 6.6% | 7.5% |
| Return on assets (ROA) | 0.9% | 0.6% | 0.9% | 1.4% | 0.9% | 1.1% | 1.5% | 1.5% | 0.8% | 0.8% |
| Debt / equity | 0.05 | 0.06 | 0.84 | 0.49 | 0.05 | 0.07 | 0.65 | 0.86 | 0.59 | — |
| Revenue growth | -3.6% | 113.7% | 88.1% | -31.1% | -91.5% | 8.6% | 3.5% | 24.5% | 43.7% | 7.5% |
| EPS growth | 45.7% | -27.3% | -38.6% | 29.2% | 13.5% | -9.4% | 3.0% | 65.4% | 36.8% | 2.3% |