First Commonwealth Financial Financial Ratios
NYSE: FCFFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
First Commonwealth Financial ratio analysis
First Commonwealth Financial earned a net margin of 29.1% in FY 2025, down from 29.8% a year earlier. Return on equity reached 9.8%, meaning First Commonwealth Financial generated 0.10 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.26 versus 0.24 the year before.
At the end of FY 2025, FCF traded at 11.4 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 10.0 to 24.7, with a median of 11.9. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
First Commonwealth Financial financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 11.41 | 12.04 | 10.03 | 10.20 | 11.17 | 14.59 | 13.60 | 11.81 | 24.69 | 21.16 |
| Price / sales | 3.31 | 3.57 | 3.25 | 3.18 | 3.99 | 2.94 | 4.03 | 3.70 | 4.41 | 4.78 |
| Price / book | 1.11 | 1.21 | 1.19 | 1.24 | 1.39 | 1.00 | 1.36 | 1.29 | 1.54 | 1.68 |
| Net margin | 29.1% | 29.8% | 32.6% | 31.2% | 35.9% | 20.2% | 29.6% | 31.5% | 17.8% | 22.6% |
| Free cash flow margin | 32.8% | 23.8% | 26.7% | 34.1% | 40.1% | 27.0% | 25.4% | 36.9% | 24.8% | 31.0% |
| Return on equity (ROE) | 9.8% | 10.1% | 12.0% | 12.2% | 12.5% | 6.9% | 10.0% | 11.0% | 6.2% | 7.9% |
| Return on assets (ROA) | 1.2% | 1.2% | 1.4% | 1.3% | 1.4% | 0.8% | 1.3% | 1.4% | 0.8% | 0.9% |
| Debt / equity | 0.26 | 0.24 | 0.60 | 0.53 | 0.29 | 0.33 | 0.41 | 0.93 | 0.90 | 1.27 |
| Revenue growth | 9.4% | -0.9% | 17.4% | 6.7% | 6.2% | 2.1% | 4.3% | 10.3% | 17.3% | 5.5% |
| EPS growth | 5.8% | -9.7% | 12.4% | -4.9% | 92.0% | -29.9% | -0.9% | 86.2% | -13.4% | 19.6% |