Guidewire Software Financial Ratios
NYSE: GWRETechnologyComputer Software: Prepackaged SoftwareUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Guidewire Software ratio analysis
Guidewire Software earned a net margin of 9.4% in FY 2026, up from 5.8% a year earlier. Gross margin was 64.2% compared with a median of 54.5% over the prior 9 years. Return on equity reached 11.7%, meaning Guidewire Software generated 0.12 dollars of profit for every dollar of shareholders' equity.
Debt-to-equity stood at 0.57 versus 0.46 the year before, and the current ratio was 1.79. At the end of FY 2026, GWRE traded at 93.2 times earnings; across the 4 fiscal years shown, its year-end P/E ranged from 93.2 to 406.4, with a median of 285.5. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Guidewire Software financial ratios (annual)
| Ratio | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 93.21 | 275.16 | — | — | — | — | — | 406.36 | — | 295.79 |
| Price / sales | 8.67 | 15.54 | 12.08 | 7.68 | 7.99 | 12.95 | 13.13 | 11.50 | 10.60 | 10.31 |
| Price / book | 10.72 | 12.82 | 8.82 | 5.79 | 4.47 | 6.23 | 5.88 | 5.26 | 4.90 | 5.91 |
| Gross margin | 64.2% | 62.5% | 59.5% | 50.6% | 46.4% | 52.4% | 54.5% | 54.9% | 54.5% | 62.4% |
| Operating margin | 10.2% | 3.4% | -5.4% | -16.5% | -24.5% | -14.2% | -3.2% | 0.2% | -2.4% | 4.3% |
| Net margin | 9.4% | 5.8% | -0.6% | -12.4% | -22.2% | -8.9% | -3.7% | 2.9% | -4.1% | 3.5% |
| Free cash flow margin | 25.6% | 24.5% | 19.3% | 3.6% | -5.8% | 12.5% | 12.4% | 9.9% | 20.1% | 26.1% |
| Return on equity (ROE) | 11.7% | 4.8% | -0.5% | -9.3% | -12.4% | -4.3% | -1.6% | 1.3% | -1.9% | 2.0% |
| Return on assets (ROA) | 5.4% | 2.6% | -0.3% | -5.5% | -8.0% | -2.9% | -1.2% | 1.0% | -1.3% | 1.7% |
| Debt / equity | 0.57 | 0.46 | 0.00 | 0.33 | 0.25 | 0.22 | 0.20 | 0.20 | 0.22 | — |
| Current ratio | 1.79 | 2.77 | 1.55 | 2.95 | 3.71 | 4.51 | 5.96 | 5.75 | 5.13 | 4.03 |
| Revenue growth | 22.7% | 22.6% | 8.3% | 11.4% | 9.3% | 0.1% | 3.2% | 10.2% | 28.1% | 20.0% |
| EPS growth | 101.2% | — | — | — | — | — | -232.0% | — | -241.7% | 20.0% |