Horizon Bancorp Financial Ratios
NASDAQ: HBNCFinanceMajor BanksUSD
19.26-0.24 (-1.23%)
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Horizon Bancorp ratio analysis
Horizon Bancorp earned a net margin of 558.0% in FY 2025, up from 18.5% a year earlier. Return on equity reached -21.9%, meaning Horizon Bancorp generated -0.22 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.36 versus 1.61 the year before.
Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Horizon Bancorp financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | — | 19.71 | 22.36 | 7.05 | 10.53 | 10.23 | 12.22 | 11.91 | 19.51 | 23.63 |
| Price / sales | -28.51 | 3.60 | 3.33 | 2.66 | 3.91 | 3.10 | 3.99 | 3.73 | 4.41 | 4.61 |
| Price / book | 1.12 | 0.90 | 0.87 | 0.97 | 1.26 | 1.01 | 1.24 | 1.28 | 1.40 | 1.64 |
| Net margin | 558.0% | 18.5% | 14.9% | 37.8% | 37.3% | 30.4% | 32.6% | 31.4% | 22.8% | 19.7% |
| Free cash flow margin | -275.4% | 0.7% | 43.2% | 35.6% | 44.9% | 32.4% | 83.3% | 40.7% | 31.9% | 19.9% |
| Return on equity (ROE) | -21.9% | 4.6% | 3.9% | 13.8% | 12.0% | 9.9% | 10.1% | 10.8% | 7.2% | 7.0% |
| Return on assets (ROA) | -2.3% | 0.5% | 0.4% | 1.2% | 1.2% | 1.2% | 1.3% | 1.3% | 0.8% | 0.8% |
| Debt / equity | 0.36 | 1.61 | 1.88 | 1.69 | 0.99 | 0.69 | — | — | — | — |
| Revenue growth | -114.1% | 2.0% | -24.0% | 5.7% | 3.8% | 10.4% | 20.6% | 16.3% | 19.6% | 17.7% |
| EPS growth | -505.0% | 25.0% | -70.1% | 8.1% | 27.7% | 1.3% | 10.9% | 45.3% | 20.3% | -37.3% |