HBT Financial Financial Ratios
NASDAQ: HBTFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
HBT Financial ratio analysis
HBT Financial earned a net margin of 32.5% in FY 2025, up from 32.0% a year earlier. Return on equity reached 12.5%, meaning HBT Financial generated 0.13 dollars of profit for every dollar of shareholders' equity. At the end of FY 2025, HBT traded at 10.5 times earnings; across the 7 fiscal years shown, its year-end P/E ranged from 5.8 to 11.3, with a median of 10.0.
Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
HBT Financial financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 10.54 | 9.60 | 10.20 | 10.04 | 9.27 | 11.31 | 5.77 | — | — |
| Price / sales | 3.42 | 3.05 | 2.94 | 3.13 | 3.26 | 2.74 | 2.32 | — | — |
| Price / book | 1.32 | 1.26 | 1.36 | 1.51 | 1.26 | 1.14 | 1.16 | — | — |
| Net margin | 32.5% | 32.0% | 29.0% | 31.3% | 35.2% | 24.2% | 40.1% | 39.7% | 36.4% |
| Free cash flow margin | 35.9% | 39.8% | 29.0% | 40.2% | 26.9% | 20.6% | 53.5% | 49.8% | 46.8% |
| Return on equity (ROE) | 12.5% | 13.2% | 13.5% | 15.1% | 13.7% | 10.1% | 20.1% | 18.7% | 17.3% |
| Return on assets (ROA) | 1.5% | 1.4% | 1.3% | 1.3% | 1.3% | 1.0% | 2.1% | 2.0% | — |
| Revenue growth | 5.6% | -1.2% | 25.8% | 13.1% | 5.0% | -8.7% | 3.7% | 4.2% | — |
| EPS growth | 8.0% | 9.2% | 6.2% | -3.5% | 50.7% | -59.8% | -5.9% | 14.2% | — |