Heritage Insurance Cash Flow Statement
NYSE: HRTGFinanceProperty-Casualty InsurersUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Heritage Insurance free cash flow
In fiscal 2025, Heritage Insurance generated $182.2 million of operating cash flow and spent $8.1 million on capital expenditures. That left free cash flow of $174.2 million, a free-cash-flow margin of 20.6% of revenue. Free cash flow was up 120.8% from the prior year's $78.9 million.
Heritage Insurance returned $2.3 million to shareholders through share repurchases, equal to 1% of free cash flow.
Summary generated from market data by MetaCap's automated system. Methodology
Heritage Insurance cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 195.59M | 61.54M | 45.31M | -154.36M | -74.73M | 9.33M | 28.64M | 27.16M | -1.12M | 33.87M |
| Net Income growth (YoY) | +217.84% | +35.83% | — | — | -901.28% | -67.43% | +5.45% | — | -103.30% | -63.39% |
| Depreciation & Amortization | 6.50M | 3.40M | 2.40M | 8.36M | 8.45M | 8.10M | 10.44M | 27.07M | 7.74M | 8.98M |
| Stock-Based Compensation | 5.39M | 3.25M | 1.36M | 2.01M | 1.16M | 4.68M | 5.38M | 5.27M | 4.82M | 4.82M |
| Change in Working Capital | -12.39M | 4.55M | -11.09M | 10.81M | -10.01M | 18.42M | -37.80M | -76.38M | 70.80M | -2.07M |
| Operating Cash Flow | 182.24M | 87.09M | 70.42M | -34.26M | 60.13M | 170.21M | 119.66M | 96.34M | 7.49M | 82.95M |
| Capital Expenditures | -8.07M | -8.23M | -9.89M | -8.56M | -1.01M | -755.00K | -4.98M | -2.28M | -385.00K | -1.62M |
| Investing Cash Flow | -32.67M | -91.60M | 100.81M | -37.86M | -124.48M | 22.06M | -53.59M | 23.45M | -7.24M | -249.42M |
| Dividends Paid | — | — | -11.00K | -4.77M | -6.71M | -6.85M | -6.96M | -6.38M | -8.25M | -6.81M |
| Share Repurchases | -2.28M | 0 | 0 | -7.34M | -8.19M | -10.00M | -16.18M | -2.00M | -61.62M | -25.56M |
| Debt Issued | — | 0 | 0 | 35.00M | 2.78M | 0 | 0 | 114.20M | — | 77.91M |
| Debt Repaid | -6.06M | -9.50M | -9.50M | -5.00M | -4.63M | -9.38M | -15.63M | -79.50M | — | — |
| Financing Cash Flow | -40.63M | -5.19M | 14.55M | -5.06M | -17.28M | -28.90M | -45.43M | -31.95M | 47.56M | 43.83M |
| Net Change in Cash | 108.94M | -9.69M | 185.77M | -77.18M | -81.63M | 163.38M | 20.64M | 87.84M | 47.80M | -122.64M |
| Free Cash Flow | 174.16M | 78.86M | 60.52M | -42.82M | 59.12M | 169.46M | 114.67M | 94.06M | 7.10M | 81.33M |
This table shows 10 annual periods of Heritage Insurance's cash flow statement, from FY 2025 back to FY 2016, across 14 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow HRTG's reporting calendar. What is a cash flow statement?