Humana Financial Ratios
NYSE: HUMHealth CareMedical SpecialitiesUSD
At close: Oct 9, 4:03 PM ET · Delayed 15 min
Humana ratio analysis
Humana earned a net margin of 0.9% in FY 2025, down from 1.0% a year earlier. Return on equity reached 6.7%, meaning Humana generated 0.07 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.70 versus 0.72 the year before, and the current ratio was 2.00.
At the end of FY 2025, HUM traded at 26.9 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 14.8 to 50.1, with a median of 22.8. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Humana financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 26.88 | 26.30 | 22.89 | 23.20 | 20.46 | 16.21 | 18.15 | 22.75 | 14.76 | 50.13 |
| Price / sales | 0.25 | 0.27 | 0.53 | 0.70 | 0.72 | 0.70 | 0.75 | 0.67 | 0.67 | 0.56 |
| Price / book | 1.80 | 1.93 | 3.49 | 4.23 | 3.71 | 3.95 | 4.06 | 3.74 | 3.64 | 2.85 |
| Operating margin | 2.1% | 2.2% | 3.8% | 4.1% | 3.8% | 6.5% | 4.9% | 5.4% | 7.9% | 3.2% |
| Net margin | 0.9% | 1.0% | 2.3% | 3.0% | 3.5% | 4.4% | 4.2% | 3.0% | 4.6% | 1.1% |
| Free cash flow margin | 0.3% | 2.0% | 2.8% | 3.7% | 1.1% | 6.1% | 7.0% | 2.7% | 6.6% | 2.6% |
| Return on equity (ROE) | 6.7% | 7.4% | 15.3% | 18.3% | 18.2% | 24.5% | 22.5% | 16.6% | 24.9% | 5.7% |
| Return on assets (ROA) | 2.4% | 2.6% | 5.3% | 6.5% | 6.6% | 9.6% | 9.3% | 6.6% | 9.0% | 2.4% |
| Debt / equity | 0.70 | 0.72 | 0.72 | 0.73 | 0.78 | 0.49 | 0.47 | 0.60 | 0.50 | 0.38 |
| Current ratio | 2.00 | 1.76 | 1.59 | 1.52 | 1.62 | 1.77 | 1.82 | 1.68 | 1.85 | 2.07 |
| Revenue growth | 10.1% | 10.7% | 14.5% | 11.8% | 7.7% | 18.9% | 14.0% | 5.8% | -1.1% | 0.2% |
| EPS growth | -1.4% | -50.1% | -9.4% | -2.6% | -10.4% | 25.9% | 65.3% | -27.7% | 313.0% | -51.8% |