International Bancshares Financial Ratios
NASDAQ: IBOCFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
International Bancshares ratio analysis
International Bancshares earned a net margin of 49.0% in FY 2025, down from 49.1% a year earlier. Return on equity reached 12.7%, meaning International Bancshares generated 0.13 dollars of profit for every dollar of shareholders' equity. At the end of FY 2025, IBOC traded at 10.1 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 8.2 to 20.2, with a median of 10.7.
Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
International Bancshares financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 10.10 | 9.63 | 8.21 | 9.57 | 10.60 | 14.29 | 13.77 | 10.77 | 16.82 | 20.20 |
| Price / sales | 4.93 | 4.72 | 4.05 | 4.25 | 4.52 | 4.43 | 4.78 | 3.99 | 4.98 | 5.31 |
| Price / book | 1.28 | 1.41 | 1.38 | 1.40 | 1.16 | 1.10 | 1.33 | 1.19 | 1.43 | 1.56 |
| Net margin | 49.0% | 49.1% | 49.4% | 44.5% | 42.8% | 31.1% | 34.8% | 37.3% | 29.9% | 26.4% |
| Free cash flow margin | 56.2% | 55.2% | 53.6% | 54.6% | 47.4% | 55.4% | 47.9% | 36.1% | 34.7% | 32.5% |
| Return on equity (ROE) | 12.7% | 14.6% | 16.8% | 14.7% | 11.0% | 7.7% | 9.7% | 11.1% | 8.6% | 7.8% |
| Return on assets (ROA) | 2.5% | 2.6% | 2.7% | 1.9% | 1.6% | 1.2% | 1.7% | 1.8% | 1.3% | 1.1% |
| Revenue growth | 1.0% | 0.0% | 23.5% | 13.7% | 10.2% | -8.5% | 1.8% | 9.8% | 4.0% | -0.3% |
| EPS growth | 0.8% | -0.8% | 38.5% | 19.5% | 52.7% | -16.0% | -3.7% | 37.3% | 16.8% | -1.5% |