International Bancshares Cash Flow Statement
NASDAQ: IBOCFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
International Bancshares free cash flow
In fiscal 2025, International Bancshares generated $491.1 million of operating cash flow and spent $18.1 million on capital expenditures. That left free cash flow of $472.9 million, a free-cash-flow margin of 56.2% of revenue. Free cash flow was up 2.9% from the prior year's $459.8 million.
International Bancshares returned $91.7 million to shareholders: $87.1 million in dividends and $4.6 million in share repurchases, equal to 19% of free cash flow. Free cash flow covered dividend payments 5.4 times.
Summary generated from market data by MetaCap's automated system. Methodology
International Bancshares cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 412.29M | 409.17M | 411.77M | 300.23M | 253.92M | 167.32M | 205.10M | 215.93M | 157.44M | 133.93M |
| Net Income growth (YoY) | +0.76% | -0.63% | +37.15% | +18.24% | +51.76% | -18.42% | -5.01% | +37.15% | +17.55% | -2.04% |
| Stock-Based Compensation | 104.00K | 214.00K | 330.00K | 449.00K | 506.00K | 743.00K | 980.00K | 1.03M | 903.00K | 1.08M |
| Change in Working Capital | 30.36M | 32.95M | 3.46M | 54.99M | 19.70M | 28.64M | 40.20M | -26.91M | -15.53M | -211.00K |
| Operating Cash Flow | 491.06M | 473.95M | 474.43M | 387.94M | 291.68M | 305.13M | 311.56M | 229.85M | 196.82M | 203.22M |
| Capital Expenditures | -18.12M | -14.15M | -27.50M | -19.21M | -10.39M | -6.72M | -29.59M | -21.39M | -14.31M | -38.86M |
| Investing Cash Flow | -591.69M | -985.06M | -1.07B | -992.03M | -915.89M | -343.70M | -318.06M | 379.44M | -403.81M | -137.76M |
| Dividends Paid | -87.06M | -82.08M | -78.25M | -75.38M | -72.84M | -69.93M | -68.67M | -49.60M | -43.59M | -39.57M |
| Share Repurchases | -4.61M | -963.00K | -4.61M | -52.05M | -716.00K | -48.88M | -17.84M | -19.04M | -187.00K | -7.97M |
| Debt Repaid | — | — | -25.77M | — | — | — | -25.77M | — | — | -1.00M |
| Financing Cash Flow | 284.47M | 212.71M | -843.89M | -517.43M | 1.84B | 1.78B | -53.48M | -557.85M | 203.15M | -69.31M |
| Net Change in Cash | 183.84M | -298.41M | -1.44B | -1.12B | 1.21B | 1.74B | -59.98M | 51.44M | -3.84M | -3.85M |
| Free Cash Flow | 472.94M | 459.80M | 446.94M | 368.73M | 281.29M | 298.41M | 281.98M | 208.45M | 182.50M | 164.36M |
This table shows 10 annual periods of International Bancshares's cash flow statement, from FY 2025 back to FY 2016, across 12 line items including net income, stock-based compensation, change in working capital. Values in USD; B = billions, M = millions. Fiscal periods follow IBOC's reporting calendar. What is a cash flow statement?