Jefferson Capital Financial Statements
NASDAQ: JCAPFinanceFinance CompaniesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Jefferson Capital revenue and earnings
In fiscal 2025, Jefferson Capital generated $613.3 million in revenue, up 41.5% from fiscal 2024, its 2nd consecutive year of revenue growth. Net income was $188.0 million (+45.8% year over year), for a net margin of 30.6% versus a median of 32.1% in the prior 2 years. Operating margin was 51.6%.
Diluted earnings per share came in at $5.64. Over the last 2 fiscal years, JCAP's revenue has grown at a 37.8% compound annual rate.
Summary generated from market data by MetaCap's automated system. Methodology
Jefferson Capital income statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 |
|---|---|---|---|
| Revenue | 613.29M | 433.34M | 323.07M |
| Revenue growth (YoY) | +41.53% | +34.13% | — |
| Operating Expenses | 294.43M | 209.58M | 155.50M |
| Operating Income | 316.50M | 220.27M | 164.05M |
| Interest Expense | 105.78M | 77.24M | 48.11M |
| Other Income (Expense) | -98.06M | -82.71M | -43.47M |
| Pretax Income | 218.44M | 137.55M | 120.58M |
| Income Tax | 30.47M | 8.66M | 9.04M |
| Net Income | 187.97M | 128.89M | 111.52M |
| Net Income growth (YoY) | +45.83% | +15.58% | — |
| EPS (Basic) | 5.64 | — | — |
| EPS (Diluted) | 5.64 | — | — |
| Shares Outstanding (Basic) | 30.02M | — | — |
| Shares Outstanding (Diluted) | 30.02M | — | — |
| EBITDA | 321.75M | 222.88M | 166.42M |
| Operating Margin | 51.61% | 50.83% | 50.78% |
| Net Margin | 30.65% | 29.74% | 34.52% |
This table shows 3 annual periods of Jefferson Capital's income statement, from FY 2025 back to FY 2023, across 15 line items including revenue, operating expenses, operating income. Values in USD; B = billions, M = millions. Fiscal periods follow JCAP's reporting calendar. What is a income statement?