Lakeland Financial Quarterly Cash Flow Statement
NASDAQ: LKFNFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Lakeland Financial free cash flow
In the quarter ended Jun 30, 2026, Lakeland Financial generated $24.4 million of operating cash flow and spent $5.2 million on capital expenditures. That left free cash flow of $19.1 million, a free-cash-flow margin of 27.0% of revenue. Free cash flow was up 36.1% from the prior year's $14.1 million.
Lakeland Financial returned $17.3 million to shareholders: $13.0 million in dividends and $4.3 million in share repurchases, equal to 90% of free cash flow. Free cash flow covered dividend payments 1.5 times.
Summary generated from market data by MetaCap's automated system. Methodology
Lakeland Financial cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 28.44M | 26.48M | 29.91M | 26.40M | 26.97M | 20.09M | 24.19M | 23.34M | 22.55M | 23.40M | 29.63M | 25.25M |
| Net Income growth (YoY) | +5.47% | +31.83% | +23.63% | +13.14% | +19.59% | -14.17% | -18.35% | -7.58% | +54.33% | -3.61% | +14.05% | -11.47% |
| Depreciation & Amortization | 1.48M | 1.50M | 1.53M | 1.50M | 1.47M | 1.48M | 1.48M | 1.46M | 1.48M | 1.53M | 1.59M | 1.51M |
| Stock-Based Compensation | 2.06M | 2.38M | 2.44M | 3.55M | 336.00K | 2.23M | 1.45M | 1.26M | 995.00K | 880.00K | 1.86M | 2.19M |
| Change in Working Capital | -6.10M | 836.00K | 2.44M | 2.35M | -15.29M | -2.96M | 6.39M | -8.69M | -5.11M | -1.96M | -6.71M | 19.98M |
| Operating Cash Flow | 24.38M | 34.67M | 33.72M | 36.07M | 16.17M | 28.92M | 38.69M | 18.00M | 21.00M | 24.79M | 26.50M | 50.57M |
| Capital Expenditures | -5.25M | -4.71M | -2.20M | -5.01M | -2.12M | -1.79M | -1.99M | -2.68M | -2.42M | -1.54M | -981.00K | -1.19M |
| Investing Cash Flow | -106.52M | -91.82M | -131.26M | -37.82M | -41.19M | -115.15M | -51.69M | -15.22M | -35.46M | -61.86M | -32.53M | 10.54M |
| Dividends Paid | -13.04M | -13.21M | -12.85M | -12.85M | -12.86M | -12.85M | -12.33M | -12.33M | -12.32M | -12.30M | -11.78M | -11.78M |
| Share Repurchases | -4.25M | -19.61M | -18.16M | -224.00K | -1.79M | -215.00K | -86.00K | -215.00K | -83.00K | -208.00K | -84.00K | -206.00K |
| Financing Cash Flow | 124.95M | 67.16M | 46.02M | -115.59M | 99.97M | 153.25M | 21.02M | 36.23M | -12.05M | 32.93M | 11.57M | -87.97M |
| Net Change in Cash | 42.80M | 10.01M | -51.52M | -117.34M | 74.96M | 67.02M | 8.02M | 39.01M | -26.51M | -4.14M | 5.54M | -26.86M |
| Free Cash Flow | 19.13M | 29.95M | 31.52M | 31.06M | 14.05M | 27.14M | 36.70M | 15.32M | 18.58M | 23.25M | 25.52M | 49.38M |
This table shows 12 quarterly periods of Lakeland Financial's cash flow statement, from Q2 2026 back to Q3 2023, across 14 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow LKFN's reporting calendar. What is a cash flow statement?