Mercury General Financial Ratios
NYSE: MCYFinanceProperty-Casualty InsurersUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Mercury General ratio analysis
Mercury General earned a net margin of 9.0% in FY 2025, up from 8.5% a year earlier. Gross margin was 99.7% compared with a median of 99.7% over the prior 8 years. Return on equity reached 22.4%, meaning Mercury General generated 0.22 dollars of profit for every dollar of shareholders' equity.
Debt-to-equity stood at 0.24 versus 0.30 the year before. At the end of FY 2025, MCY traded at 9.4 times earnings; across the 8 fiscal years shown, its year-end P/E ranged from 7.7 to 45.6, with a median of 10.6. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Mercury General financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 9.39 | 7.78 | 21.44 | — | 11.84 | 7.71 | 8.45 | — | 20.40 | 45.61 |
| Price / sales | 0.85 | 0.66 | 0.45 | 0.52 | 0.74 | 0.76 | 0.68 | 0.83 | 0.87 | 1.03 |
| Price / book | 2.10 | 1.87 | 1.33 | 1.24 | 1.37 | 1.42 | 1.50 | 1.73 | 1.68 | 1.90 |
| Gross margin | 99.7% | 99.8% | 99.8% | 99.7% | 99.7% | 99.7% | 99.7% | 99.7% | 99.7% | — |
| Net margin | 9.0% | 8.5% | 2.1% | -14.1% | 6.2% | 9.9% | 8.1% | -0.2% | 4.2% | 2.3% |
| Free cash flow margin | 17.2% | 18.1% | 9.0% | 8.7% | 11.5% | 14.9% | 12.1% | 10.5% | 9.4% | 8.5% |
| Return on equity (ROE) | 22.4% | 24.0% | 6.2% | -33.7% | 11.6% | 18.4% | 17.8% | -0.4% | 8.2% | 4.2% |
| Return on assets (ROA) | 5.7% | 5.6% | 1.4% | -7.9% | 3.7% | 5.9% | 5.4% | -0.1% | 2.8% | 1.5% |
| Debt / equity | 0.24 | 0.30 | 0.37 | 0.26 | 0.18 | 0.18 | 0.21 | 0.23 | 0.21 | — |
| Revenue growth | 9.4% | 18.3% | 27.1% | -8.8% | 5.5% | -4.7% | 17.5% | -1.1% | 5.8% | 7.3% |
| EPS growth | 15.6% | 385.6% | — | -306.7% | -33.8% | 17.1% | — | -103.8% | 98.5% | -2.2% |