MetaCap

Mercury General Corporation (MCY)

NYSE: MCYFinanceProperty-Casualty InsurersUSD

102.29-0.71 (-0.69%)

At close: Oct 7, 4:00 PM ET · Delayed 15 min

MCY stock chart

Technical analysis

Key statistics

All statistics
EPS (TTM)
$16.92
Dividend yield
1.24% ($1.27)
Ex-dividend date
Sep 10, 2026
52-week range
74.29 – 113.06
Day range
102.13 – 104.01
Volume / Avg
252.27K / 292.47K
Beta
—
Next earnings
Nov 3, 2026

52-week range

$74.29$113.06

MCY stock today

Mercury General (MCY) closed at $102.29 on Oct 7, down 0.69% (-$0.71), versus the S&P 500's 0.22% decline. Shares are 9.5% below their 52-week high of $113.06, set on Jul 7, 2026 and 37.7% above the 52-week low of $74.29, in the middle of the past year's range. MCY is up 8.7% year to date, underperforming the S&P 500 (+14.0%). Over the past 12 months, the stock has gained 19.5%.

At 6.0x trailing earnings, Mercury General trades below the peer-group median of 8.6x. Its forward P/E of 8.4x is higher than the trailing multiple, which means analysts expect earnings to decline over the next year. Mercury General's next earnings report is expected on Nov 3, 2026. Mercury General pays an annual dividend of $1.27 per share, a 1.24% yield at the current price.

Summary generated from market data by MetaCap's automated system. Methodology

About Mercury General

Company profile

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages.

Sector
Finance
Industry
Property-Casualty Insurers
CEO
Mr. Gabriel Tirador
Headquarters
Los Angeles, CA
Employees
4,380

Financial highlights

Full financials

In fiscal 2025, Mercury General generated $5.99 billion in revenue, up 9.4% from fiscal 2024, its 3rd consecutive year of revenue growth. Net income was $541.1 million (+15.6% year over year), for a net margin of 9.0% versus a median of 6.2% in the prior 5 years. Gross margin was 99.7% (flat year over year).

Mercury General annual revenue, net income and EPS
Fiscal yearFY 2025FY 2024FY 2023FY 2022FY 2021
Revenue$5.99B$5.48B$4.63B$3.64B$3.99B
Growth+9.44%+18.27%+27.08%-8.77%+5.52%
Net income$541.09M$467.95M$96.34M$-512.67M$247.94M
EPS (diluted)$9.77$8.45$1.74$-9.26$4.48

Analyst forecast

Forecast

Consensus (1 analysts)

none

Avg. price target

$120.00+17.31%

  • Strong buy 0
  • Buy 1
  • Hold 0
  • Sell 0
  • Strong sell 0

Ratings and targets reflect third-party analyst opinions, not MetaCap recommendations.

Earnings

Earnings history
Next report
Nov 3, 2026
EPS estimate
$3.35
Last reported (Q2 2026)
Aug 4, 2026
EPS actual vs est.
$4.76 vs —

Dividends

Dividend history
Annual dividend
$1.27
Last payment
$0.318
Ex-dividend date
Sep 10, 2026

MCY news

All MCY news

Mercury General peers

Finance sector
MCY peer companies
CompanyPrice% ChgMarket capCompare
ESNTEssent Group Ltd.61.90+0.02%$5.56Bvs MCY
MTGMGIC Investment Corporation27.07-1.06%$5.55Bvs MCY
RLIRLI Corp.55.54-0.89%$5.10Bvs MCY
WTMWhite Mountains Insurance Group Ltd.2,031.50-0.28%$4.85Bvs MCY
KNSLKinsale Capital Group Inc.330.70-1.71%$7.53Bvs MCY
THGHanover Insurance Group Inc217.61-1.10%$7.58Bvs MCY
LMNDLemonade Inc.46.83+1.14%$3.62Bvs MCY
HGHamilton Insurance Group Ltd. Class B34.32+0.23%$3.38Bvs MCY

Indexes, lists and sector

Mercury General stock FAQ

What is Mercury General's stock price today?

MCY last traded at $102.29 as of Oct 7, 4:00 PM EDT, down 0.69% on the day. Prices are delayed at least 15 minutes.

Does Mercury General pay a dividend?

Yes. Mercury General pays $1.27 per share annually, a 1.24% yield. The most recent dividend of $0.318 had an ex-dividend date of Sep 10, 2026.

When is Mercury General's next earnings date?

Mercury General is expected to report earnings on Tuesday, November 3, 2026. Analysts expect EPS of $3.35.

What is MCY's P/E ratio?

MCY trades at a trailing P/E ratio of 6.05 and a forward P/E of 8.35, compared with a median of 8.6 for its closest peers.

Who is Mercury General's CEO?

Mr. Gabriel Tirador is the chief executive officer of Mercury General Corporation, which has about 4,380 employees.

Has MCY ever split its stock?

Yes. The most recent MCY stock split was a 2-for-1 split on Oct 10, 1997, one of 2 splits on record.

What is the MCY 52-week high?

The 52-week high for MCY is $113.06 and the 52-week low is $74.29. The stock is currently 9.5% below its high.

Compare MCY