M&T Bank Balance Sheet
NYSE: MTBFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
M&T Bank financial position
At the end of fiscal 2025, M&T Bank reported total assets of $213.51 billion, up 2.6% from a year earlier against total liabilities of $184.33 billion. Shareholders' equity stood at $29.18 billion, or 13.7% of assets. The company held $1.70 billion in cash and equivalents against $13.06 billion of debt, a net debt position of $11.36 billion.
Debt-to-equity was 0.45.
Summary generated from market data by MetaCap's automated system. Methodology
M&T Bank balance sheet (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 1.70B | 1.91B | 1.73B | 1.52B | 1.34B | 1.55B | 1.43B | 1.61B | 1.42B | 1.32B |
| Property, Plant & Equipment | 1.63B | 1.71B | 1.74B | 1.65B | 1.14B | 1.16B | 1.14B | 647.41M | 646.45M | 675.26M |
| Goodwill | 8.46B | 8.46B | 8.46B | 8.49B | 4.59B | 4.59B | 4.59B | 4.59B | 4.59B | 4.59B |
| Intangible Assets | 64.00M | 94.00M | 147.00M | 209.00M | 4.00M | 14.16M | 29.03M | 47.07M | 71.59M | 97.66M |
| Total Assets | 213.51B | 208.10B | 208.26B | 200.73B | 155.11B | 142.60B | 119.87B | 120.10B | 118.59B | 123.45B |
| Short-Term Debt | 2.15B | 1.06B | 5.32B | 3.56B | 47.05M | 59.48M | 62.36M | 4.40B | 175.10M | 163.44M |
| Long-Term Debt | 10.91B | 12.61B | 8.20B | 3.96B | 3.49B | 4.38B | 6.99B | 8.44B | 8.14B | 9.49B |
| Total Liabilities | 184.33B | 179.08B | 181.31B | 175.41B | 137.20B | 126.41B | 104.16B | 104.64B | 102.34B | 106.96B |
| Shareholders' Equity | 29.18B | 29.03B | 26.96B | 25.32B | 17.90B | 16.19B | 15.72B | 15.46B | 16.25B | 16.49B |
| Retained Earnings | 20.88B | 19.08B | 17.52B | 15.75B | 14.65B | 13.44B | 12.82B | 11.52B | 10.16B | 9.22B |
| Total Debt | 13.06B | 13.66B | 13.52B | 7.52B | 3.53B | 4.44B | 7.05B | 12.84B | 8.32B | 9.66B |
| Net Cash (Debt) | -11.36B | -11.76B | -11.79B | -6.00B | -2.19B | -2.89B | -5.62B | -11.24B | -6.90B | -8.34B |
This table shows 10 annual periods of M&T Bank's balance sheet, from FY 2025 back to FY 2016, across 12 line items including cash & equivalents, property, plant & equipment, goodwill. Values in USD; B = billions, M = millions. Fiscal periods follow MTB's reporting calendar. What is a balance sheet?