NMI Quarterly Cash Flow Statement
NASDAQ: NMIHFinanceProperty-Casualty InsurersUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
NMI free cash flow
In the quarter ended Jun 30, 2026, NMI generated $142.6 million of operating cash flow and spent $2.4 million on capital expenditures. That left free cash flow of $140.2 million, a free-cash-flow margin of 74.6% of revenue. Free cash flow was up 10.7% from the prior year's $126.7 million.
NMI returned $32.3 million to shareholders through share repurchases, equal to 23% of free cash flow.
Summary generated from market data by MetaCap's automated system. Methodology
NMI cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 105.79M | 99.33M | 94.22M | 96.00M | 96.15M | 102.56M | 86.17M | 92.81M | 92.08M | 89.05M | 83.41M | 83.95M |
| Net Income growth (YoY) | +10.02% | -3.15% | +9.34% | +3.44% | +4.42% | +15.17% | +3.30% | +10.55% | +14.69% | +19.60% | +14.36% | +9.26% |
| Depreciation & Amortization | 2.48M | 2.48M | 2.70M | 2.84M | 2.84M | 2.89M | 2.97M | 2.98M | 2.99M | 3.00M | 3.02M | 2.87M |
| Stock-Based Compensation | 5.31M | 4.68M | 6.22M | 4.50M | 4.96M | 4.51M | 7.14M | 4.44M | 4.11M | 4.12M | 6.01M | 3.74M |
| Change in Working Capital | 8.59M | -16.96M | 16.49M | 2.23M | 2.99M | -25.35M | 8.59M | 16.05M | -3.35M | -6.67M | -1.71M | 15.42M |
| Operating Cash Flow | 142.63M | 116.09M | 61.74M | 128.05M | 128.36M | 101.15M | 35.82M | 128.42M | 117.79M | 111.57M | 30.12M | 120.83M |
| Capital Expenditures | -2.38M | -1.10M | -1.65M | -1.78M | -1.65M | -1.71M | -1.40M | -1.48M | -1.84M | -2.19M | -1.47M | -3.35M |
| Investing Cash Flow | -108.44M | -47.91M | -117.66M | -57.02M | -94.13M | -47.66M | -86.13M | -40.79M | -174.61M | -37.75M | -82.09M | 1.56M |
| Share Repurchases | -32.29M | -27.68M | -30.59M | -24.59M | -23.98M | -25.94M | -28.68M | -16.87M | -26.85M | -25.21M | -31.57M | -19.25M |
| Debt Issued | — | — | — | 0 | — | — | — | 0 | — | — | — | 0 |
| Debt Repaid | — | — | — | 0 | — | — | — | 0 | — | — | — | 0 |
| Financing Cash Flow | -32.74M | -41.44M | -30.59M | -24.60M | -24.42M | -33.59M | -28.70M | -16.94M | -20.27M | -30.79M | -27.80M | -19.24M |
| Net Change in Cash | 1.44M | 26.74M | -86.50M | 46.43M | 9.80M | 19.90M | -79.01M | 70.69M | -77.10M | 43.04M | -79.77M | 103.14M |
| Free Cash Flow | 140.25M | 114.99M | 60.09M | 126.27M | 126.71M | 99.44M | 34.42M | 126.94M | 115.95M | 109.39M | 28.64M | 117.48M |
This table shows 12 quarterly periods of NMI's cash flow statement, from Q2 2026 back to Q3 2023, across 13 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow NMIH's reporting calendar. What is a cash flow statement?