Neptune Insurance Balance Sheet
NYSE: NPFinanceSpecialty InsurersUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Neptune Insurance financial position
At the end of fiscal 2025, Neptune Insurance reported total assets of $65.3 million, up 35.6% from a year earlier against total liabilities of $292.8 million. Shareholders' equity was negative at -$227.5 million, meaning liabilities exceed assets; this is often the result of large share buybacks or accumulated losses. The company held $8.0 million in cash and equivalents against $0 of debt, a net cash position of $8.0 million.
The current ratio (current assets divided by current liabilities) was 0.99, meaning short-term obligations exceed short-term assets.
Summary generated from market data by MetaCap's automated system. Methodology
Neptune Insurance balance sheet (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 |
|---|---|---|---|
| Cash & Equivalents | 8.04M | 7.09M | 24.32M |
| Total Current Assets | 52.46M | 35.23M | — |
| Goodwill | 3.79M | 3.79M | — |
| Intangible Assets | 466.00K | 476.00K | — |
| Total Assets | 65.30M | 48.15M | — |
| Accounts Payable | 10.14M | 7.17M | — |
| Short-Term Debt | 0 | 8.55M | — |
| Total Current Liabilities | 52.79M | 48.57M | — |
| Long-Term Debt | 0 | 125.10M | — |
| Total Liabilities | 292.79M | 173.67M | — |
| Shareholders' Equity | -227.49M | -365.99M | -387.60M |
| Retained Earnings | -514.35M | -366.33M | — |
| Total Debt | 0 | 133.65M | — |
| Net Cash (Debt) | 8.04M | -126.56M | 24.32M |
| Shares Outstanding | — | 93.35M | — |
This table shows 3 annual periods of Neptune Insurance's balance sheet, from FY 2025 back to FY 2023, across 15 line items including cash & equivalents, total current assets, goodwill. Values in USD; B = billions, M = millions. Fiscal periods follow NP's reporting calendar. What is a balance sheet?