Northern Financial Ratios
NASDAQ: NTRSFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Northern ratio analysis
Northern earned a net margin of 21.5% in FY 2025, down from 24.5% a year earlier. Return on equity reached 13.4%, meaning Northern generated 0.13 dollars of profit for every dollar of shareholders' equity. At the end of FY 2025, NTRS traded at 15.9 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 10.6 to 20.6, with a median of 16.3.
Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Northern financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 15.94 | 10.57 | 16.61 | 14.41 | 16.75 | 17.06 | 15.89 | 12.76 | 20.30 | 20.61 |
| Price / sales | 3.30 | 2.51 | 2.58 | 2.73 | 3.85 | 3.18 | 3.72 | 3.17 | 4.24 | 4.08 |
| Price / book | 2.06 | 1.63 | 1.47 | 1.64 | 2.07 | 1.66 | 2.04 | 1.80 | 2.23 | 2.07 |
| Net margin | 21.5% | 24.5% | 16.3% | 19.8% | 23.9% | 19.8% | 24.6% | 26.1% | 22.3% | 20.8% |
| Free cash flow margin | 67.5% | -7.1% | 37.0% | 33.5% | 19.5% | 28.9% | 40.1% | 28.0% | 30.3% | 28.2% |
| Return on equity (ROE) | 13.4% | 15.9% | 9.3% | 11.9% | 12.9% | 10.3% | 13.5% | 14.8% | 11.7% | 10.6% |
| Return on assets (ROA) | 1.0% | 1.3% | 0.7% | 0.9% | 0.8% | 0.7% | 1.1% | 1.2% | 0.9% | 0.8% |
| Revenue growth | -2.5% | 22.4% | 0.2% | 4.6% | 6.0% | 0.5% | 1.9% | 10.9% | 8.3% | 5.5% |
| EPS growth | -10.5% | 92.3% | -17.3% | -14.0% | 30.8% | -17.6% | -0.2% | 35.0% | 13.9% | 8.3% |