OppFi (OPFI) Options Chain

NYSE: OPFIFinanceFinance: Consumer ServicesUSD

5.93-0.16 (-2.63%)

At close: Oct 9, 4:00 PM ET · Delayed 15 min

Expiration date

Expiration: Jan 15, 2027
Days to expiration: 96
Share price: $5.93
Put/call ratio (OI): 0.92
Put/call ratio (volume): 1.74
ATM implied volatility: 67.2%
Expected move: ±$2.04
Open interest (C / P): 3.85K / 3.55K

OPFI options summary

The OPFI options chain for the January 15, 2027 expiration lists 9 call and 5 put contracts, with 96 days until expiration. Open interest stands at 3,846 calls and 3,547 puts, a put/call ratio of 0.92, which is fairly balanced between calls and puts. At-the-money implied volatility near the $5.00 strike is 67.2%, which implies the market expects a move of about ±$2.04 (34.5%) in OppFi stock by expiration.

The most open interest sits at the $10.00 call (3.33K contracts) and the $7.50 put (3.45K contracts).

Summary generated from market data by MetaCap's automated system. Methodology

OPFI options chain · January 15, 2027

OPFI calls and puts by strike price. Shaded cells are in the money.
Calls							Puts
OI	Vol	IV	Last	Bid	Ask	Strike	Bid	Ask	Last	IV	Vol	OI
1	—	—	8.97	5.60	8.40	2.50	0.00	0.75	0.05	192.2%	7	6
0	1	—	2.50	0.00	0.00	5.00	0.00	0.75	0.25	67.2%	10	90
OPFI $5.93
333	5	50.8%	0.25	0.10	0.25	7.50	1.20	1.80	1.36	56.6%	16	3,451
3,329	8	53.9%	0.05	0.00	0.05	10.00	0.00	0.00	1.94	—	2	0
162	3	86.7%	0.06	0.00	0.15	12.50	0.00	0.00	5.47	—	5	0
9	1	148.4%	0.75	0.00	0.75	15.00	—	—	—	—	—	—
6	2	125.8%	0.04	0.00	0.25	17.50	—	—	—	—	—	—
3	—	174.8%	0.30	0.00	0.75	20.00	—	—	—	—	—	—
3	3	185.2%	0.30	0.00	0.75	22.50	—	—	—	—	—	—

In-the-money callsIn-the-money puts. IV = implied volatility, OI = open interest (contracts). Each contract covers 100 shares. Quotes delayed at least 15 minutes.

Frequently asked questions

What is the OPFI put/call ratio?

For the January 15, 2027 expiration, the OPFI put/call ratio based on open interest is 0.92 (3,547 puts vs 3,846 calls), and 1.74 based on today's volume. A ratio above 1 means more puts than calls.

What is OPFI's implied volatility?

At-the-money implied volatility for OPFI options expiring January 15, 2027 is about 67.2%, an annualized estimate of how much the market expects OppFi stock to move.

How many OPFI option expiration dates are there?

OPFI has 5 listed expiration dates, from Oct 16, 2026 to Jan 21, 2028.

What does "in the money" mean?

A call is in the money when the strike price is below the current share price; a put is in the money when the strike is above it. In-the-money contracts have intrinsic value and are shaded in the table.