Provident Financial Services Financial Ratios
NYSE: PFSFinanceSavings InstitutionsUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Provident Financial Services ratio analysis
Provident Financial Services earned a net margin of 398.3% in FY 2025, up from 169.2% a year earlier. Return on equity reached 10.3%, meaning Provident Financial Services generated 0.10 dollars of profit for every dollar of shareholders' equity. At the end of FY 2025, PFS traded at 8.9 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 8.9 to 20.5, with a median of 13.4.
Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Provident Financial Services financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 8.86 | 18.03 | 10.54 | 9.09 | 11.06 | 12.92 | 14.08 | 13.82 | 18.60 | 20.51 |
| Price / sales | 35.24 | 30.40 | 23.46 | 29.02 | 32.18 | 27.43 | 38.27 | 43.82 | 47.60 | 50.17 |
| Price / book | 0.91 | 0.80 | 0.80 | 1.00 | 1.09 | 0.77 | 1.12 | 1.20 | 1.34 | 1.44 |
| Net margin | 398.3% | 169.2% | 223.2% | 319.4% | 291.7% | 212.9% | 272.4% | 317.5% | 257.5% | 244.6% |
| Free cash flow margin | 589.2% | 622.5% | 288.4% | 347.2% | 248.5% | 198.7% | 319.3% | 409.2% | 312.5% | 340.7% |
| Return on equity (ROE) | 10.3% | 4.4% | 7.6% | 11.0% | 9.9% | 6.0% | 8.0% | 8.7% | 7.2% | 7.0% |
| Return on assets (ROA) | 1.2% | 0.5% | 0.9% | 1.3% | 1.2% | 0.8% | 1.1% | 1.2% | 1.0% | 0.9% |
| Revenue growth | 7.1% | 18.7% | 4.6% | -4.5% | 26.4% | 10.1% | 10.9% | 2.2% | 1.6% | -88.2% |
| EPS growth | 112.4% | -38.6% | -27.2% | 7.3% | 57.6% | -20.1% | -4.4% | 25.5% | 5.1% | 3.8% |