Provident Financial Services Cash Flow Statement
NYSE: PFSFinanceSavings InstitutionsUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Provident Financial Services free cash flow
In fiscal 2025, Provident Financial Services generated $442.3 million of operating cash flow and spent $11.5 million on capital expenditures. That left free cash flow of $430.7 million, a free-cash-flow margin of 589.2% of revenue. Free cash flow was up 1.3% from the prior year's $425.1 million.
Provident Financial Services returned $125.9 million to shareholders through dividends, equal to 29% of free cash flow. Free cash flow covered dividend payments 3.4 times.
Summary generated from market data by MetaCap's automated system. Methodology
Provident Financial Services cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 291.16M | 115.53M | 128.40M | 175.65M | 167.92M | 96.95M | 112.63M | 118.39M | 93.95M | 87.80M |
| Net Income growth (YoY) | +152.03% | -10.03% | -26.90% | +4.60% | +73.20% | -13.92% | -4.86% | +26.01% | +7.00% | +4.87% |
| Depreciation & Amortization | 51.32M | 41.50M | 11.70M | 13.08M | 12.66M | 11.01M | 10.39M | 10.10M | 11.62M | 12.76M |
| Change in Working Capital | -65.57M | 40.53M | -3.92M | 4.25M | -37.85M | -46.93M | -20.93M | 10.08M | -45.94M | 3.10M |
| Operating Cash Flow | 442.26M | 426.38M | 173.40M | 200.31M | 156.81M | 103.30M | 136.93M | 155.72M | 117.22M | 127.31M |
| Capital Expenditures | -11.54M | -1.31M | -7.49M | -9.41M | -13.80M | -12.82M | -4.88M | -3.16M | -3.23M | -5.00M |
| Investing Cash Flow | -1.05B | 507.67M | -469.60M | -647.56M | -716.57M | -504.37M | 42.87M | 46.70M | -306.34M | -580.80M |
| Dividends Paid | -125.91M | -100.96M | -72.45M | -72.02M | -71.48M | -65.82M | -72.81M | -53.60M | -59.98M | -45.37M |
| Share Repurchases | 0 | 0 | 0 | -46.53M | -20.71M | -21.16M | -19.87M | -13.17M | -443.00K | -1.56M |
| Debt Issued | — | — | 534.81M | 3.98B | 913.68M | 2.43B | 1.24B | 695.00M | 347.00M | 355.00M |
| Debt Repaid | -352.36M | -1.39B | -58.44M | -3.25B | — | -2.29B | -1.55B | -804.38M | -539.75M | -485.20M |
| Financing Cash Flow | 615.62M | -908.37M | 289.95M | -78.70M | 739.86M | 746.68M | -135.71M | -250.60M | 235.65M | 495.56M |
| Net Change in Cash | 5.54M | 25.68M | -6.25M | -525.96M | 180.11M | 345.61M | 44.09M | -48.17M | 46.54M | 42.07M |
| Free Cash Flow | 430.73M | 425.07M | 165.91M | 190.90M | 143.01M | 90.48M | 132.04M | 152.56M | 113.99M | 122.31M |
This table shows 10 annual periods of Provident Financial Services's cash flow statement, from FY 2025 back to FY 2016, across 13 line items including net income, depreciation & amortization, change in working capital. Values in USD; B = billions, M = millions. Fiscal periods follow PFS's reporting calendar. What is a cash flow statement?