PennyMac Financial Services Financial Ratios
NYSE: PFSIFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
PennyMac Financial Services ratio analysis
PennyMac Financial Services earned a net margin of 2491.9% in FY 2025, up from 1159.1% a year earlier. Return on equity reached 11.6%, meaning PennyMac Financial Services generated 0.12 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 1.45 versus 1.37 the year before.
At the end of FY 2025, PFSI traded at 14.1 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 3.1 to 32.3, with a median of 6.8. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
PennyMac Financial Services financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 14.14 | 17.25 | 32.25 | 6.67 | 4.69 | 3.14 | 6.92 | 8.20 | 5.55 | 5.66 |
| Price / sales | 338.31 | 191.20 | 329.52 | 242.63 | 607.77 | 732.09 | 298.20 | 0.72 | 0.54 | 0.40 |
| Price / book | 1.58 | 1.34 | 1.25 | 0.87 | 1.30 | 1.46 | 1.28 | 0.43 | 1.10 | 0.26 |
| Net margin | 2,491.9% | 1,159.1% | 1,079.3% | 3,837.2% | 13,699.5% | 24,445.4% | 4,425.3% | 8.9% | 10.5% | 7.1% |
| Free cash flow margin | -8,274.8% | -16,878.8% | -11,815.3% | 48,628.8% | 34,882.8% | -92,171.7% | -25,351.9% | 56.8% | -93.2% | -103.0% |
| Return on equity (ROE) | 11.6% | 8.1% | 4.1% | 13.7% | 29.4% | 48.6% | 19.1% | 5.3% | 21.5% | 4.7% |
| Return on assets (ROA) | 1.7% | 1.2% | 0.8% | 2.8% | 5.3% | 5.2% | 3.9% | 1.2% | 1.4% | — |
| Debt / equity | 1.45 | 1.37 | 1.25 | 1.08 | 0.91 | — | 2.97 | 2.41 | 8.64 | — |
| Revenue growth | -25.2% | 100.5% | 8.2% | 69.2% | 8.7% | -24.1% | -99.1% | 3.1% | 2.5% | — |
| EPS growth | 59.2% | 113.1% | -67.8% | -42.8% | -28.9% | 327.8% | 88.8% | -35.7% | 37.1% | — |