PennyMac Financial Services Balance Sheet
NYSE: PFSIFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
PennyMac Financial Services financial position
At the end of fiscal 2025, PennyMac Financial Services reported total assets of $29.39 billion, up 12.7% from a year earlier against total liabilities of $25.08 billion. Shareholders' equity stood at $4.31 billion, or 14.7% of assets. The company held $301.7 million in cash and equivalents against $6.23 billion of debt, a net debt position of $5.93 billion.
Debt-to-equity was 1.45.
Summary generated from market data by MetaCap's automated system. Methodology
PennyMac Financial Services balance sheet (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 301.68M | 238.48M | 938.37M | 1.33B | 340.07M | 532.72M | 188.29M | 155.29M | 37.73M | 99.37M |
| Short-Term Investments | 410.04M | 420.55M | 10.27M | 12.19M | 6.87M | 15.22M | 74.61M | 117.82M | 170.08M | — |
| Property, Plant & Equipment | 17.79M | 12.92M | 19.02M | 28.38M | 31.68M | — | 30.48M | 33.37M | 29.45M | — |
| Total Assets | 29.39B | 26.09B | 18.84B | 16.82B | 18.78B | 31.60B | 10.20B | 7.48B | 7.37B | — |
| Short-Term Debt | — | — | — | — | — | — | 4.64B | 2.33B | 2.92B | — |
| Long-Term Debt | 6.23B | 5.25B | 4.43B | 3.75B | 3.10B | — | 1.49B | 1.65B | 1.14B | — |
| Total Liabilities | 25.08B | 22.26B | 15.31B | 13.35B | 15.36B | 28.21B | 8.14B | 5.82B | 5.65B | — |
| Shareholders' Equity | 4.31B | 3.83B | 3.54B | 3.47B | 3.42B | 3.39B | 2.06B | 1.65B | 469.41M | 1.40B |
| Retained Earnings | 4.21B | 3.77B | 3.51B | 3.47B | 3.29B | 2.34B | 726.39M | 343.13M | 265.31M | — |
| Total Debt | 6.23B | 5.25B | 4.43B | 3.75B | 3.10B | — | 6.13B | 3.98B | 4.06B | — |
| Net Cash (Debt) | -5.52B | -4.60B | -3.48B | -2.41B | -2.76B | 547.93M | -5.87B | -3.71B | -3.85B | 99.37M |
| Shares Outstanding | 52.06M | 51.38M | 50.18M | — | — | — | — | — | — | — |
This table shows 10 annual periods of PennyMac Financial Services's balance sheet, from FY 2025 back to FY 2016, across 12 line items including cash & equivalents, short-term investments, property, plant & equipment. Values in USD; B = billions, M = millions. Fiscal periods follow PFSI's reporting calendar. What is a balance sheet?