Pagaya Technologies Financial Ratios
NASDAQ: PGYFinanceFinance: Consumer ServicesUSD
18.22-0.04 (-0.22%)
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Pagaya Technologies ratio analysis
Pagaya Technologies earned a net margin of 6.3% in FY 2025, up from -38.9% a year earlier. Gross margin was 42.4% compared with a median of 42.1% over the prior 5 years. Return on equity reached 17.0%, meaning Pagaya Technologies generated 0.17 dollars of profit for every dollar of shareholders' equity.
Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Pagaya Technologies financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 23.96 | — | — | — | — | — |
| Price / sales | 1.34 | 0.72 | 1.22 | 0.76 | 4.09 | — |
| Price / book | 3.64 | 2.26 | 1.78 | 1.03 | 1,501.13 | — |
| Gross margin | 42.4% | 42.1% | 37.3% | 39.8% | 51.0% | 50.4% |
| Operating margin | 20.3% | 6.5% | -3.0% | -33.6% | -1.2% | 21.5% |
| Net margin | 6.3% | -38.9% | -15.8% | -40.4% | -19.2% | 14.6% |
| Free cash flow margin | 17.3% | 2.9% | -5.2% | -8.3% | 9.1% | 3.2% |
| Return on equity (ROE) | 17.0% | -122.9% | -22.9% | -54.6% | -7,055.0% | 16.4% |
| Return on assets (ROA) | 5.3% | -31.1% | -10.6% | -28.9% | -15.4% | — |
| Debt / equity | — | 0.93 | 0.07 | 0.11 | 0.00 | — |
| Current ratio | — | 1.80 | 4.05 | 3.28 | 8.60 | — |
| Revenue growth | 26.1% | 27.1% | 8.4% | 57.8% | 379.3% | — |
| EPS growth | — | — | — | — | -41,350.0% | — |