Palomar Financial Ratios
NASDAQ: PLMRFinanceProperty-Casualty InsurersUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Palomar ratio analysis
Palomar earned a net margin of 22.5% in FY 2025, up from 21.2% a year earlier. Return on equity reached 20.9%, meaning Palomar generated 0.21 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.00.
At the end of FY 2025, PLMR traded at 18.4 times earnings; across the 7 fiscal years shown, its year-end P/E ranged from 17.7 to 370.2, with a median of 23.4. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Palomar financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 18.38 | 23.40 | 17.73 | 22.36 | 36.80 | 370.17 | 99.43 | — | — |
| Price / sales | 4.01 | 4.83 | 3.66 | 3.49 | 6.65 | 13.12 | 9.25 | — | — |
| Price / book | 3.73 | 3.67 | 2.92 | 2.96 | 4.18 | 6.08 | 4.79 | — | — |
| Net margin | 22.5% | 21.2% | 21.1% | 15.9% | 18.5% | 3.7% | 9.4% | 25.0% | 6.4% |
| Free cash flow margin | 46.7% | 47.1% | 30.9% | 51.8% | 35.4% | 34.0% | 39.2% | 30.8% | 33.9% |
| Return on equity (ROE) | 20.9% | 16.1% | 16.8% | 13.6% | 11.6% | 1.7% | 4.9% | 18.9% | 4.8% |
| Return on assets (ROA) | 6.5% | 5.2% | 4.6% | 4.0% | 5.0% | 0.9% | 2.7% | 7.9% | — |
| Debt / equity | 0.00 | — | — | — | — | — | — | — | — |
| Revenue growth | 58.2% | 47.3% | 14.9% | 32.0% | 47.1% | 48.7% | 55.3% | 22.7% | — |
| EPS growth | 60.0% | 43.1% | 55.0% | 14.8% | 633.3% | -51.0% | -54.2% | 386.4% | — |