Palomar Cash Flow Statement
NASDAQ: PLMRFinanceProperty-Casualty InsurersUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Palomar free cash flow
In fiscal 2025, Palomar generated $409.1 million of operating cash flow and spent $137,000 on capital expenditures. That left free cash flow of $409.0 million, a free-cash-flow margin of 46.7% of revenue. Free cash flow was up 56.8% from the prior year's $260.9 million.
Palomar returned $37.3 million to shareholders through share repurchases, equal to 9% of free cash flow.
Summary generated from market data by MetaCap's automated system. Methodology
Palomar cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 |
|---|---|---|---|---|---|---|---|---|---|
| Net Income | 197.07M | 117.57M | 79.20M | 52.17M | 45.85M | 6.26M | 10.62M | 18.22M | 3.78M |
| Net Income growth (YoY) | +67.62% | +48.45% | +51.81% | +13.79% | +632.73% | -41.09% | -41.70% | +381.60% | — |
| Depreciation & Amortization | 8.93M | 5.11M | 4.50M | 4.12M | 3.54M | 1.34M | 216.00K | 212.00K | 160.00K |
| Stock-Based Compensation | 21.01M | 16.68M | 14.91M | 11.62M | 5.58M | 2.17M | 24.10M | 0 | 0 |
| Change in Working Capital | 19.32M | 13.47M | -9.22M | 1.41M | -355.00K | -10.42M | -2.90M | -1.85M | 2.24M |
| Operating Cash Flow | 409.12M | 261.16M | 116.11M | 169.58M | 87.81M | 57.49M | 44.51M | 22.81M | 20.25M |
| Capital Expenditures | -137.00K | -243.00K | -15.00K | -313.00K | -18.00K | -132.00K | -115.00K | -332.00K | -68.00K |
| Investing Cash Flow | -353.98M | -306.24M | -128.48M | -156.81M | -58.19M | -185.38M | -83.38M | -25.36M | -19.13M |
| Share Repurchases | -37.28M | 0 | -22.27M | -34.41M | -15.85M | — | — | — | — |
| Debt Issued | — | — | — | — | — | — | — | 19.05M | — |
| Debt Repaid | — | — | — | — | — | — | -20.00M | -17.50M | — |
| Financing Cash Flow | -28.79M | 73.77M | -3.94M | 5.02M | -13.04M | 128.33M | 62.29M | 1.55M | — |
| Net Change in Cash | 26.35M | 28.69M | -16.31M | 17.79M | 16.59M | 437.00K | 23.43M | -1.01M | 1.12M |
| Free Cash Flow | 408.98M | 260.91M | 116.09M | 169.27M | 87.80M | 57.36M | 44.40M | 22.48M | 20.18M |
This table shows 9 annual periods of Palomar's cash flow statement, from FY 2025 back to FY 2017, across 13 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow PLMR's reporting calendar. What is a cash flow statement?