Pinnacle Financial Partners Cash Flow Statement
NYSE: PNFPFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Pinnacle Financial Partners free cash flow
In fiscal 2025, Pinnacle Financial Partners generated $759.0 million of operating cash flow and spent $79.9 million on capital expenditures. That left free cash flow of $679.1 million, a free-cash-flow margin of 33.0% of revenue. Free cash flow was down 16.1% from the prior year's $809.8 million.
Pinnacle Financial Partners returned $74.7 million to shareholders through dividends, equal to 11% of free cash flow. Free cash flow covered dividend payments 9.1 times.
Summary generated from market data by MetaCap's automated system. Methodology
Pinnacle Financial Partners cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 |
|---|---|---|---|
| Net Income | 641.87M | 475.06M | 562.15M |
| Net Income growth (YoY) | +35.11% | -15.49% | — |
| Depreciation & Amortization | 36.80M | 35.10M | 30.20M |
| Stock-Based Compensation | 43.63M | 40.93M | 41.88M |
| Change in Working Capital | -258.21M | 160.97M | -254.91M |
| Operating Cash Flow | 759.01M | 904.31M | 478.40M |
| Capital Expenditures | -79.93M | -94.52M | -78.26M |
| Investing Cash Flow | -5.03B | -3.67B | -4.60B |
| Dividends Paid | -74.66M | -69.01M | -68.74M |
| Financing Cash Flow | 4.40B | 3.97B | 5.18B |
| Net Change in Cash | 129.16M | 1.21B | 1.05B |
| Free Cash Flow | 679.08M | 809.79M | 400.15M |
This table shows 3 annual periods of Pinnacle Financial Partners's cash flow statement, from FY 2025 back to FY 2023, across 11 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow PNFP's reporting calendar. What is a cash flow statement?