Primerica Financial Ratios
NYSE: PRIFinancial ServicesInsurance - LifeUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Primerica ratio analysis
Primerica earned a net margin of 22.8% in FY 2025, up from 15.2% a year earlier. Return on equity reached 30.7%, meaning Primerica generated 0.31 dollars of profit for every dollar of shareholders' equity. At the end of FY 2025, PRI traded at 11.3 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 11.3 to 20.2, with a median of 13.4.
Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Primerica financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 11.29 | 20.16 | 12.91 | 11.50 | 12.78 | 13.99 | 15.28 | 13.41 | 13.34 | 15.07 |
| Price / sales | 2.56 | 3.05 | 2.69 | 2.03 | 2.24 | 2.42 | 2.71 | 2.27 | 2.74 | 2.16 |
| Price / book | 3.45 | 4.18 | 3.58 | 2.65 | 6.55 | 2.92 | 3.36 | 2.95 | 3.26 | 2.68 |
| Gross margin | — | — | 98.0% | 97.4% | 98.1% | — | — | — | — | — |
| Net margin | 22.8% | 15.2% | 21.0% | 17.8% | 17.6% | 17.4% | 17.9% | 17.1% | 20.7% | 14.4% |
| Free cash flow margin | 27.4% | 27.9% | 25.2% | 28.5% | 24.2% | 29.0% | 23.7% | 25.2% | 23.2% | 19.4% |
| Return on equity (ROE) | 30.7% | 20.8% | 27.9% | 23.2% | 51.6% | 21.0% | 22.2% | 22.2% | 24.7% | 18.0% |
| Return on assets (ROA) | 5.0% | 3.2% | 3.8% | 3.2% | 2.9% | 2.6% | 2.7% | 2.6% | 2.8% | 1.9% |
| Revenue growth | 6.6% | 12.4% | 3.4% | -1.9% | 22.2% | 8.0% | 8.0% | 12.5% | 11.2% | 8.2% |
| EPS growth | 67.1% | -14.0% | 29.3% | 2.8% | 25.3% | 11.0% | 17.6% | -3.7% | 65.8% | 24.1% |