Regions Financial Cash Flow Statement
NYSE: RFFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Regions Financial free cash flow
In fiscal 2025, Regions Financial generated $2.18 billion of operating cash flow. That left free cash flow of $2.18 billion, a free-cash-flow margin of 29.0% of revenue. Free cash flow was up 36.5% from the prior year's $1.60 billion.
Regions Financial returned $1.98 billion to shareholders: $912.0 million in dividends and $1.07 billion in share repurchases, equal to 91% of free cash flow. Free cash flow covered dividend payments 2.4 times.
Summary generated from market data by MetaCap's automated system. Methodology
Regions Financial cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 2.16B | 1.89B | 2.07B | 2.25B | 2.52B | 1.09B | 1.58B | 1.76B | 1.26B | 1.16B |
| Net Income growth (YoY) | +13.89% | -8.73% | -7.62% | -10.95% | +130.44% | -30.85% | -10.06% | +39.27% | +8.60% | +9.51% |
| Depreciation & Amortization | 84.00M | 144.00M | 236.00M | 353.00M | 371.00M | 421.00M | 426.00M | 462.00M | 537.00M | 574.00M |
| Stock-Based Compensation | 69.00M | 73.00M | 61.00M | — | — | — | — | — | — | — |
| Change in Working Capital | -645.00M | -828.00M | -465.00M | -150.00M | -307.00M | 213.00M | 106.00M | -299.00M | -300.00M | -39.00M |
| Operating Cash Flow | 2.18B | 1.60B | 2.31B | 3.10B | 3.03B | 2.32B | 2.58B | 2.27B | 2.30B | 2.04B |
| Investing Cash Flow | -1.42B | -262.00M | -1.61B | -12.94B | -2.87B | -4.85B | 509.00M | -3.04B | -801.00M | -700.00M |
| Dividends Paid | -912.00M | -890.00M | -787.00M | -663.00M | -608.00M | -595.00M | -577.00M | -452.00M | -346.00M | -317.00M |
| Share Repurchases | -1.07B | -348.00M | -252.00M | -230.00M | -467.00M | 0 | -1.10B | -2.12B | -1.27B | -839.00M |
| Debt Issued | 0 | 3.74B | 2.00B | 0 | 647.00M | 4.70B | 21.27B | 21.75B | 6.65B | 3.36B |
| Debt Repaid | -1.90B | -100.00M | -2.00B | 0 | -1.78B | -10.92B | -25.93B | -17.45B | -6.25B | -3.92B |
| Financing Cash Flow | -568.00M | 2.58B | -5.13B | -8.35B | 11.29B | 16.37B | -2.51B | 327.00M | -2.97B | -1.20B |
| Net Change in Cash | 195.00M | 3.91B | -4.43B | -18.18B | 11.46B | 13.84B | 576.00M | -443.00M | -1.47B | 137.00M |
| Free Cash Flow | 2.18B | 1.60B | 2.31B | 3.10B | 3.03B | 2.32B | 2.58B | 2.27B | 2.30B | 2.04B |
This table shows 10 annual periods of Regions Financial's cash flow statement, from FY 2025 back to FY 2016, across 13 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow RF's reporting calendar. What is a cash flow statement?