Reinsurance Group of America Financial Ratios
NYSE: RGAFinanceLife InsuranceUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Reinsurance Group of America ratio analysis
Reinsurance Group of America earned a net margin of 5.0% in FY 2025, up from 3.2% a year earlier. Return on equity reached 8.8%, meaning Reinsurance Group of America generated 0.09 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.42 versus 0.47 the year before.
At the end of FY 2025, RGA traded at 11.5 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 5.6 to 20.4, with a median of 12.0. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Reinsurance Group of America financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 11.50 | 20.38 | 12.04 | 18.60 | 6.39 | 18.37 | 11.95 | 12.89 | 5.63 | 11.66 |
| Price / sales | 0.57 | 0.65 | 0.58 | 0.59 | 0.45 | 0.52 | 0.71 | 0.70 | 0.80 | 0.70 |
| Price / book | 1.00 | 1.33 | 1.18 | 1.34 | 0.91 | 0.53 | 0.88 | 1.07 | 1.05 | 1.14 |
| Net margin | 5.0% | 3.2% | 4.9% | 3.2% | 7.0% | 2.8% | 6.1% | 5.6% | 14.6% | 6.1% |
| Free cash flow margin | 17.3% | 42.4% | 21.8% | 8.1% | 25.0% | 22.6% | 15.9% | 12.1% | 15.5% | 12.3% |
| Return on equity (ROE) | 8.8% | 6.6% | 9.9% | 7.3% | 14.3% | 2.9% | 7.5% | 8.5% | 19.0% | 9.9% |
| Return on assets (ROA) | 0.8% | 0.6% | 0.9% | 0.6% | 1.3% | 0.5% | 1.1% | 1.1% | 3.0% | 1.3% |
| Debt / equity | 0.42 | 0.47 | 0.49 | 0.56 | 0.45 | 0.25 | 0.26 | 0.33 | 0.29 | 0.44 |
| Revenue growth | 7.2% | 19.1% | 14.4% | -2.6% | 14.2% | 2.1% | 11.1% | 2.9% | 8.6% | 10.6% |
| EPS growth | 64.9% | -20.2% | 75.9% | -55.4% | 171.5% | -53.7% | 23.8% | -60.3% | 156.8% | 44.6% |