Charles Schwab Quarterly Cash Flow Statement
NYSE: SCHWFinanceInvestment Bankers/Brokers/ServiceUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Charles Schwab free cash flow
In the quarter ended Jun 30, 2026, Charles Schwab generated $4.30 billion of operating cash flow and spent $185.0 million on capital expenditures. That left free cash flow of $4.12 billion, a free-cash-flow margin of 58.2% of revenue. Free cash flow was up 35.0% from the prior year's $3.05 billion.
Charles Schwab returned $1.64 billion to shareholders: $643.0 million in dividends and $999.0 million in share repurchases, equal to 40% of free cash flow. Free cash flow covered dividend payments 6.4 times.
Summary generated from market data by MetaCap's automated system. Methodology
Charles Schwab cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 2.80B | 2.48B | 2.46B | 2.36B | 2.13B | 1.91B | 1.84B | 1.41B | 1.33B | 1.36B | 1.04B | 1.13B |
| Net Income growth (YoY) | +31.70% | +29.86% | +33.64% | +67.47% | +59.61% | +40.16% | +76.08% | +25.16% | +2.94% | -15.03% | -46.90% | -44.31% |
| Stock-Based Compensation | 92.00M | 138.00M | 58.00M | 61.00M | 72.00M | 126.00M | 70.00M | 65.00M | 71.00M | 131.00M | 60.00M | 66.00M |
| Change in Working Capital | -1.23B | -1.66B | 1.00B | -141.00M | -839.00M | -1.51B | 918.00M | 154.00M | -602.00M | -160.00M | -1.39B | 2.31B |
| Operating Cash Flow | 4.30B | 7.34B | -763.00M | 538.00M | 3.18B | 6.36B | -10.83B | 19.10B | -4.25B | -1.35B | 20.04B | -5.01B |
| Capital Expenditures | -185.00M | -140.00M | -158.00M | -145.00M | -128.00M | -117.00M | -254.00M | -128.00M | -89.00M | -149.00M | -63.00M | -239.00M |
| Investing Cash Flow | -6.41B | -10.00M | -1.15B | 6.14B | 9.08B | 10.47B | 7.73B | 8.52B | 9.71B | 9.47B | 9.68B | 18.53B |
| Dividends Paid | -643.00M | -632.00M | -564.00M | -562.00M | -608.00M | -595.00M | -575.00M | -563.00M | -575.00M | -562.00M | -573.00M | -561.00M |
| Share Repurchases | -999.00M | -2.38B | — | — | -333.00M | -1.50B | 0 | 0 | 0 | 0 | 0 | 0 |
| Financing Cash Flow | -1.96B | -3.71B | 16.71B | -7.38B | -18.66B | -20.36B | 1.60B | -7.73B | -16.01B | -24.93B | -153.00M | -27.72B |
| Net Change in Cash | -4.08B | 3.62B | 14.80B | -704.00M | -6.41B | -3.53B | -1.49B | 19.89B | -10.56B | -16.80B | 29.57B | -14.20B |
| Free Cash Flow | 4.12B | 7.20B | -921.00M | 393.00M | 3.05B | 6.24B | -11.08B | 18.97B | -4.34B | -1.50B | 19.97B | -5.25B |
This table shows 12 quarterly periods of Charles Schwab's cash flow statement, from Q2 2026 back to Q3 2023, across 14 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow SCHW's reporting calendar. What is a cash flow statement?