TFS Financial Financial Ratios
NASDAQ: TFSLFinanceSavings InstitutionsUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
TFS Financial ratio analysis
TFS Financial earned a net margin of 28.3% in FY 2025, up from 26.3% a year earlier. Return on equity reached 4.8%, meaning TFS Financial generated 0.05 dollars of profit for every dollar of shareholders' equity. At the end of FY 2025, TFSL traded at 41.8 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 41.8 to 67.3, with a median of 50.2.
Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
TFS Financial financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 41.75 | 45.25 | 45.46 | 50.00 | 67.31 | 53.76 | 63.75 | 50.03 | 50.41 | 63.61 |
| Price / sales | 11.58 | 11.63 | 10.75 | 12.38 | 18.82 | 860,130.42 | 17.20 | 13.68 | 14.97 | 16.98 |
| Price / book | 1.97 | 1.89 | 1.70 | 1.96 | 3.12 | 2.57 | 2.90 | 2.35 | 2.65 | 3.02 |
| Net margin | 28.3% | 26.3% | 24.7% | 25.6% | 28.2% | 1,666,340.0% | 28.1% | 28.2% | 29.8% | 27.3% |
| Free cash flow margin | 22.1% | 28.2% | 28.1% | 12.4% | 28.5% | 2,371,820.0% | 34.7% | 27.7% | 32.5% | 25.7% |
| Return on equity (ROE) | 4.8% | 4.3% | 3.9% | 4.0% | 4.7% | 5.0% | 4.7% | 4.9% | 5.3% | 4.9% |
| Return on assets (ROA) | 0.5% | 0.5% | 0.4% | 0.5% | 0.6% | 0.6% | 0.6% | 0.6% | 0.6% | 0.6% |
| Revenue growth | 6.0% | -0.6% | 4.7% | 1.5% | 5,738,480.0% | -100.0% | -5.5% | 1.2% | 1.1% | 0.3% |
| EPS growth | 14.3% | 7.7% | 0.0% | -10.3% | 0.0% | 3.6% | -6.7% | -6.3% | 14.3% | 12.0% |